Foster, Oklahoma.
Typical home $262,880 (+2.8% in a year). Duncan, OK metro.
to buy the typical home at today's mortgage rate — +$871 (+171%) since Jan 2020.
- 1 year
- Up $7,151 +3%
- $255,729$262,880 since Sep 2025
- 5 years
- Up $68,727 +35%
- $194,153$262,880 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Foster$1,380
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Foster, OK rose 2.8% over the past year — faster than the nation's +1.2%.
Living in Foster, Garvin County, Oklahoma
Foster is a town of 246 people in Garvin County. Half its households earn more than $74,712 a year and half less, against $58,556 across Garvin County; 11% of its people live below the poverty line. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Garvin County was 4.3% in August 2026, and the county had 3.2% fewer jobs in 2025 than the year before. The most people in Garvin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Foster is a very small Garvin County town where nearly everyone lives in a home they own. Household incomes run well above the county's, and the share of people below the poverty line is modest. Winters are cold but short on snow, and summers get hot, with August the warmest month.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and transport and warehousing also common. Across Garvin County, some of the largest workplaces are the Wynnewood Refinery, Pauls Valley Schools and Walmart. The typical commute is fairly long, and unemployment across the county has edged up over the past year.
Things to do. Water is the main draw nearby. Turner Falls is a waterfall and Fuqua Lake is a reservoir, both a longer drive away. Fort Arbuckle, also a longer drive away, is a fort for anyone who likes local history.
Report a mistake
- 11%below the poverty line
- 27 mintypical commute
- 11%work from home
What people in Garvin County work in
Employed residents by industry, from the Census survey. Garvin County had 9,434 jobs in 2025, 3.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 27°; warmest in August, with highs near 95° and lows near 69°. About 4 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pauls Valley Wsw weather station, 14 miles away (NOAA).
Largest workplaces in Garvin County
- WalmartRefrigerated warehousing and storage800
- CVR Common Services, LLC Wynnewood RefineryPetroleum refineries319
- Coffeyville Resources Crude TransTrucking, specialized freight, local272
- WalmartWarehouse clubs and supercenters221
- Pauls Valley SchoolsSchool district212FTE
- Lindsay SchoolsSchool district149FTE
- Pauls Valley TerminalTransportation motor freight transportation trucking except air134
- Lindsay Municipal Hospital AuthorityGeneral hospital129FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 2,163 people in all across the county; Foster has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsRelatively high
- WildfireRelatively high
- Strong windRelatively high
- HailRelatively high
- Heat wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Foster’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Garvin County and the Duncan, OK metro.
Foster home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Foster$262,880
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Foster address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Foster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.