Geraldine, Alabama.
Typical home $195,342 (+2.5% in a year). Fort Payne, AL metro.
to buy the typical home at today's mortgage rate — +$543 (+112%) since Jan 2020.
- 1 year
- Up $4,771 +3%
- $190,571$195,342 since Sep 2025
- 5 years
- Up $27,500 +16%
- $167,842$195,342 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Geraldine$1,025
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Geraldine, AL rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Geraldine, DeKalb County, Alabama
Geraldine is a town of 910 people in DeKalb County. Half its households earn more than $43,594 a year and half less, against $51,204 across DeKalb County; 21% of its people live below the poverty line. 66% of its homes are lived in by their owners and 34% are rented. Unemployment in DeKalb County was 3.2% in August 2026, and the county had 2.1% more jobs in 2025 than the year before. The most residents work in shops, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Geraldine is a small town in DeKalb County, Alabama, with a population that is small enough for neighbors to know one another. Most homes are lived in by their owners, and typical home values and household incomes both sit below the county's. Few adults have a four-year degree, and a good share of households live below the poverty line. Winters are mild and rarely bring snow, summers are hot, and rain is plentiful through the year.
Work. Residents work mainly in shops, manufacturing, schools, hospitals and social care, and in restaurants, hotels and entertainment. Across DeKalb County, some of the largest workplaces are Terex, DeKalb County Schools and Koch Foods. The county has been adding jobs, though unemployment there is higher than it was a year earlier. The typical commute is short, and few people work from home.
Things to do. Buck's Pocket State Park, a protected area, is a short drive away and is the closest of the outdoor places nearby. A longer drive brings you to Guntersville Lake, a large reservoir, and to Little River Falls, a waterfall. Those who like caves and canyons can also make a longer trip to Cathedral Caverns State Park.
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- 389households
- 13%of adults have a degree
- 21%below the poverty line
- 19 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. DeKalb County had 23,861 jobs in 2025, 2.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 30°; warmest in July, with highs near 88° and lows near 68°. About 1 inches of snow and 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sand Mount Substn weather station, 5 miles away (NOAA).
Largest workplaces in DeKalb County
- TerexGarbage truck bodies manufacturing1,239
- DeKalb County SchoolsSchool district999FTE
- Koch FoodsChickens, processing, fresh, frozen, canned, or cooked693
- Moriroku Technology North America Inc. - RainsvilleMotor vehicle moldings and extrusions, plastics, manufacturing571
- Renfro Brands LLC- Ft. Payne PlantAthletic socks, knitting or knitting and finishing456
- PlayCore Southern Fulfillment CenterGymnasium and playground equipment, manufacturing450
- WalmartWarehouse clubs and supercenters385
- Fort Payne City SchoolsSchool district363FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 53 workplaces with 20 or more staff, 8,590 people in all across the county; Geraldine has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- LightningRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Geraldine’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeKalb County and the Fort Payne, AL metro.
Geraldine home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Geraldine$195,342
- Alabama$238,614
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Geraldine6
Zip codes with a Geraldine address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Geraldine — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.