Hardwick, Massachusetts.
Typical home $420,092 (+2.7% in a year). Worcester, MA-CT metro.
to buy the typical home at today's mortgage rate — +$1,216 (+123%) since Jan 2020.
- 1 year
- Up $10,895 +3%
- $409,198$420,092 since Sep 2025
- 5 years
- Up $89,024 +27%
- $331,069$420,092 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Hardwick$2,205
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Hardwick, MA rose 2.7% over the past year — faster than the nation's +1.2%.
Living in Hardwick, Worcester County, Massachusetts
Hardwick is a town of 2,667 people in Worcester County. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Worcester County was 4.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Hardwick is a small town in Worcester County, home to relatively few people, and most homes are lived in by their owners. Winters are cold, with a good deal of snow, and summers are warm; rain and melted snow add up to a fair amount over the year. Fewer adults hold a four-year degree here than in many larger places, and a share of residents live below the poverty line.
Work. Residents work mostly in schools, hospitals and social care, with others in shops, manufacturing, and restaurants, hotels and entertainment. Across Worcester County, the largest workplaces include UMass Memorial Health, the University of Massachusetts Chan Medical School and Worcester Schools. The typical commute is a long one, and only a small number of people work from home.
Things to do. Quabbin Reservoir is a short drive away, and Rock House Reservation, a protected area, is close by as well, both good for time outdoors. For a longer drive, Lake Chaubunagungamaug offers a day by the water. The Emily Dickinson Museum is also a longer drive away, for those who enjoy history and literature.
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- 1,138households
- 31%of adults have a degree
- 11%below the poverty line
- 31 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 33° and lows near 15°; warmest in July, with highs near 82° and lows near 60°. About 48 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Belchertown weather station, 8 miles away (NOAA).
Largest workplaces in Worcester County
- UMass Memorial HealthGeneral medical and surgical hospitals18,140
- University of Massachusetts Chan Medical SchoolUniversity or college5,780
- Worcester SchoolsSchool district4,289FTE
- AmazonGeneral warehousing and storage2,457
- Waters- MilfordChromatographic instruments, laboratory-type, manufacturing2,249
- Consigli Construction CompanyConstruction management, commercial and institutional building1,800
- Bristol-Myers Squibb CompanyPharmaceutical preparations manufacturing1,785
- Venture Community ServicescIntellectual and developmental disability facilities, residential1,673
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 671 workplaces with 20 or more staff, 116,907 people in all across the county; Hardwick has one of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windRelatively high
- HurricanesRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Worcester County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.
Hardwick home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Hardwick$420,092
- Massachusetts$655,219
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Hardwick9
Zip codes with a Hardwick address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hardwick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Hardwick
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 01031 | Gilbertville | 1,676 | — | $398,894 |
| 01037 | Hardwick | 572 | — | $436,780 |