States · Massachusetts

Worcester County, Massachusetts.

Typical home $495,048 (+1.9% in a year), asking rent $2,119 (+1.5%). Worcester, MA-CT metro.

What it costs per month · Worcester County, MA $2,598/mo

to buy the typical home at today's mortgage rate — +$1,467 (+130%) since Jan 2020.

What the home itself did
1 year
Up $9,039 +2%
$486,009$495,048 since Sep 2025
5 years
Up $112,634 +29%
$382,414$495,048 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Worcester County $2,598 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Worcester County$2,598
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Worcester County, MA rose 1.9% over the past year — faster than the nation's +1.2%.

Asking rents in Worcester County, MA rose 1.5% over the past year — slower than the nation's +2.7%.

Owning the typical home in Worcester County, MA runs $1,539/mo more than renting one. The gap peaked at $1,606 in Jan 2025.

That is $3,658 a month against $2,119 rent: a $2,598 mortgage payment, plus $529 property tax and $530 insurance & upkeep.

Owning vs renting — Worcester County, MA

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2018 2020 2022 2024 2026 Owning all in $3,658 Renting $2,119 Mortgage only $2,598
$1,000 $2,000 $3,000 2018 2022 2026
  • Owning all in$3,658
  • Renting$2,119
  • Mortgage only$2,598

Property tax · $529/mo 1.28% of value a year — the ACS 2020-2024 median bill over the median home value for Worcester County, MA

Insurance & upkeep · $530/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Worcester County, MA home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Worcester County $495,048 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Worcester County$495,048
  • Massachusetts$655,219
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $5,438/yr ACS 2020–2024 · on a $423,700 median home
Effective rate 1.28% median bill ÷ median value, same survey · ACS 1-year 2024: 1.22% on a one-year window
On the 2026 roll $4,769/yr median bill on current assessment rolls, effective 1.09% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 34% of the median household income ($95,939, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $2,056/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $6,354/yr an estimate: that same rate on today's $495,048 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 125 150 175 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 176 Median tax bill 141 2026 roll 124
100 125 150 175 2018 2022 2026
  • Home value176
  • Median tax bill141
  • 2026 roll124

Zip codes in Worcester County, MA

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
01772 Southborough 100% — — $953,510 +1.7%
01451 Harvard 100% — — $923,177 +0.5%
01740 Bolton 100% — — $866,126 +1.3%
01581 Westborough 100% $2,526 +5.0% $726,107 +0.0%
01756 Mendon 100% — — $709,124 +1.8%
01568 Upton 100% — — $707,968 +1.3%
01545 Shrewsbury 100% $2,350 +0.1% $686,263 +0.5%
01532 Northborough 100% $2,979 — $685,631 +1.4%
01519 Grafton 100% — — $681,509 +3.0%
01503 Berlin 100% $2,752 — $662,496 +1.1%
01590 Sutton 100% — — $641,536 +2.7%
01541 Princeton 100% — — $628,069 +0.5%
01505 Boylston 100% — — $625,891 +1.0%
01564 Sterling 100% — — $593,811 +2.2%
01560 Grafton 100% — — $579,441 +1.6%
01523 Lancaster 100% — — $578,481 +2.1%
01536 Grafton 100% $2,550 — $568,755 +1.8%
01520 Holden 100% $2,819 — $559,661 +2.0%
01757 Milford 100% $2,281 -0.2% $558,315 +2.5%
01516 Douglas 100% — — $554,943 +3.1%
01612 Paxton 100% — — $551,387 +2.1%
01609 Worcester 100% $1,928 +5.8% $545,108 +2.9%
01462 Lunenburg 100% — — $543,549 +2.2%
01569 Uxbridge 100% — — $540,076 +2.7%
01473 Westminster 100% — — $537,993 +2.7%
01522 Holden 100% — — $533,904 +1.3%
01543 Rutland 100% — — $533,766 +2.3%
01747 Hopedale 100% — — $532,936 +1.7%
01518 Sturbridge 100% — — $532,378 +3.9%
01507 Charlton 100% — — $530,311 +2.4%
01534 Northbridge 100% — — $525,277 +2.5%
01583 West Boylston 100% — — $517,011 +2.7%
01566 Sturbridge 100% — — $511,950 +4.0%
01527 Millbury 100% $2,459 — $500,719 +1.3%
01542 Leicester 100% — — $498,815 +1.2%
01068 Oakham 100% — — $480,235 +2.2%
01504 Blackstone 100% — — $480,184 +1.7%
01529 Millville 100% — — $479,646 -2.5%
01452 Hubbardston 100% — — $477,780 +4.2%
01366 Petersham 100% — — $476,742 +2.7%
01453 Leominster 100% $1,885 +2.5% $466,439 +1.6%
01501 Auburn 100% $2,534 — $464,555 +0.9%
01524 Leicester 100% $1,900 — $462,483 +2.7%
01571 Dudley 100% — — $461,379 +2.2%
01531 New Braintree 100% — — $458,877 +2.3%
01430 Ashburnham 100% — — $457,100 +2.3%
01510 Clinton 100% $1,990 +0.9% $451,865 +0.7%
01602 Worcester 100% $2,218 +1.9% $450,661 +1.8%
01605 Worcester 100% $2,272 -1.0% $443,180 +2.0%
01570 Webster 100% $1,837 — $442,081 +2.0%
01606 Worcester 100% $2,221 -0.0% $440,180 +1.0%
01037 Hardwick 100% — — $436,780 +3.2%
01562 Spencer 100% $1,824 — $435,720 +1.4%
01540 Oxford 100% — — $432,024 +2.6%
01515 East Brookfield 100% — — $431,604 +2.1%
01588 Northbridge 100% — — $425,135 +0.4%
01611 Leicester 100% — — $424,592 +1.9%
01468 Templeton 100% — — $422,584 +2.7%
01604 Worcester 100% $2,175 +9.8% $421,555 +1.5%
01585 Warren 100% — — $413,552 +2.0%
01537 Oxford 100% — — $413,365 +0.7%
01506 Brookfield 100% — — $410,495 +0.9%
01005 Barre 100% — — $408,140 +3.0%
01475 Winchendon 100% — — $402,822 +3.8%
01436 Templeton 100% — — $402,278 +2.2%
01420 Fitchburg 100% $1,859 +0.7% $399,375 +1.3%
01031 Hardwick 100% — — $398,894 +2.1%
01603 Worcester 100% $2,073 +5.0% $395,233 +1.5%
01535 North Brookfield 100% — — $392,381 +1.4%
01368 Royalston 100% — — $390,685 +1.2%
01607 Worcester 100% $2,094 — $389,834 +2.4%
01550 Southbridge 100% $1,762 — $379,285 +2.0%
01610 Worcester 100% $2,128 +1.9% $374,537 +4.6%
01440 Gardner 100% $1,676 +3.9% $373,294 +1.5%
01083 Warren 100% — — $359,707 +2.1%
01608 Worcester 100% $1,875 -4.3% $184,994 +1.0%
01331 Athol 100% $1,438 — $348,298 +1.0%
01434 Devens 82% — — $594,096 +1.0%
01082 Ware 27% $1,750 — $355,265 +2.7%
01010 Brimfield 1% — — $445,534 +6.3%