States · Massachusetts · Worcester County

Hubbardston, Massachusetts.

Typical home $478,636 (+4.3% in a year). Worcester, MA-CT metro.

What it costs per month · Hubbardston $2,512/mo

to buy the typical home at today's mortgage rate — +$1,428 (+132%) since Jan 2020.

What the home itself did
1 year
Up $19,575 +4%
$459,061$478,636 since Sep 2025
5 years
Up $110,311 +30%
$368,325$478,636 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Hubbardston $2,512 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Hubbardston$2,512
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Hubbardston, MA rose 4.3% over the past year — faster than the nation's +1.2%.

Living in Hubbardston, Worcester County, Massachusetts

Hubbardston is a town of 4,328 people in Worcester County. Half its households earn more than $123,500 a year and half less, against $95,939 across Worcester County; 4% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Worcester County was 4.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 4,328 in the 2020 census
Household income $123,500 the median, give or take $23,524 · Worcester County: $95,939
Unemployment 4.5% Worcester County, August 2026; 4.8% a year before
Homes 94% lived in by their owners; 6% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Hubbardston is a small Massachusetts town where nearly all homes are lived in by their owners, and household incomes run well above the county's. Few residents live below the poverty line, and a four-year degree is held by a fair share of adults. Winters are cold and snowy, with January highs just above freezing, while July brings warm days, and precipitation is steady through the year.

Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, the building trades and manufacturing. Across Worcester County, some of the largest employers are UMass Memorial Health, the University of Massachusetts Chan Medical School and Worcester Schools. Commutes are on the longer side, and a good number of people work from home.

Things to do. Wachusett Mountain State Reservation and Dunn State Park are both protected areas a short drive away, and Wachusett Meadow Wildlife Sanctuary is another nearby place for walking and watching wildlife. For a change of pace, the Fitchburg Art Museum is a longer drive away.

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  • 1,686households
  • 34%of adults have a degree
  • 4%below the poverty line
  • 36 mintypical commute
  • 14%work from home

What residents work in

  • Schools, hospitals and social care32%
  • Professional and business services14%
  • Building trades10%
  • Manufacturing8%
  • Restaurants, hotels and entertainment7%
  • Shops (retail)6%

Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 13°; warmest in July, 83° and 58° 20° 40° 60° 80° J 34° 13° F M A M J J 83° 58° A S O N D
Average daily high and low for each month: coldest in January, 34° and 13°; warmest in July, 83° and 58° 20° 40° 60° 80° J 34° 13° F M A M J J 83° 58° A S O N D

Coldest in January, with highs near 34° and lows near 13°; warmest in July, with highs near 83° and lows near 58°. About 60 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Barre Falls Dam weather station, 5 miles away (NOAA).

Largest workplaces in Worcester County

  1. UMass Memorial HealthGeneral medical and surgical hospitals18,140
  2. University of Massachusetts Chan Medical SchoolUniversity or college5,780
  3. Worcester SchoolsSchool district4,289FTE
  4. AmazonGeneral warehousing and storage2,457
  5. Waters- MilfordChromatographic instruments, laboratory-type, manufacturing2,249
  6. Consigli Construction CompanyConstruction management, commercial and institutional building1,800
  7. Bristol-Myers Squibb CompanyPharmaceutical preparations manufacturing1,785
  8. Venture Community ServicescIntellectual and developmental disability facilities, residential1,673

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 671 workplaces with 20 or more staff, 116,907 people in all across the county; Hubbardston has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windRelatively high
  3. HurricanesRelatively high
  4. Inland floodingRelatively high
  5. LightningRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Worcester County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.

Hubbardston home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Hubbardston $478,636 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Hubbardston$478,636
  • Massachusetts$655,219
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2024 2025 2026 Hubbardston 9
5 8 10 12 2024 2025 2026
  • Hubbardston9

New listings per month

Sellers arriving at the market.

5 6 6 2026 Hubbardston 6
5 6 6 2026
  • Hubbardston6

Zip codes with a Hubbardston address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Hubbardston — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Hubbardston