Jacksonville Beach, Florida.
Typical home $636,883 (+3.4% in a year), asking rent $2,470 (+1.8%). Jacksonville, FL metro.
to buy the typical home at today's mortgage rate — +$1,851 (+124%) since Jan 2020.
- 1 year
- Up $20,817 +3%
- $616,067$636,883 since Sep 2025
- 5 years
- Up $108,850 +21%
- $528,033$636,883 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jacksonville Beach$3,343
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Jacksonville Beach, FL rose 3.4% over the past year — faster than the nation's +1.2%.
Asking rents in Jacksonville Beach, FL rose 1.8% over the past year — slower than the nation's +2.7%.
Owning the typical home in Jacksonville Beach runs $1,951/mo more than renting one. The gap peaked at $2,328 in Apr 2024.
That is $4,421 a month against $2,470 rent: a $3,343 mortgage payment, plus $396 property tax and $682 insurance & upkeep.
Owning vs renting — Jacksonville Beach
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,421
- Renting$2,470
- Mortgage only$3,343
Property tax · $396/mo 0.75% of value a year — the ACS 2020-2024 median bill over the median home value for Duval County, FL
Insurance & upkeep · $682/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Jacksonville Beach, Duval County, Florida
Jacksonville Beach is a city of 23,830 people in Duval County. Half its households earn more than $120,698 a year and half less, against $71,277 across Duval County; 5% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Duval County was 4.9% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jacksonville Beach is a coastal city in Duval County with an older population than many places, and incomes well above the county's. Most homes are lived in by their owners, and a four-year degree is common among adults. Homes and rents here are expensive, and winters are mild, with little or no snow and plenty of rain through the year. Summers are hot.
Work. Many residents work in schools, hospitals and social care, in professional and business services, or in restaurants, hotels and entertainment. In town, Baptist Medical Center-beaches, Publix Super Markets and Target are among the largest workplaces. A good number of people work from home, and the typical commute is a moderate one.
Things to do. Adventure Landing, an amusement park, is in or beside town. Hodges Stadium is a short drive away, and the Timucuan Ecological and Historic Preserve, a protected area with trails and history, is a longer drive away. For a day out with art, the Cummer Museum of Art and Gardens is also a longer drive away.
Report a mistake
- 11,042households
- 60%of adults have a degree
- 5%below the poverty line
- 24 mintypical commute
- 26%work from home
What residents work in
Employed residents by industry, from the Census survey. Duval County had 561,407 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 65° and lows near 49°; warmest in July, with highs near 89° and lows near 77°. About 52 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Jacksonville Beach weather station, a mile away (NOAA).
Largest employers in Jacksonville Beach
- Naval Station Mayport10,600
- PGA Tour, Inc.3,300
- Baptist Medical Center - Beaches950
- The Players Championship900
- Ponte Vedra Inn and Club760
- Vicar's Landing550
- City of Jacksonville Beach485
- Sawgrass Marriott Golf Resort430
From the City of Jacksonville Beach’s annual financial report for 2025, its schedule of principal employers (its source: “Jacksonville Chamber of Commerce”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- WildfireRelatively moderate
- HurricanesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jacksonville Beach’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Duval County and the Jacksonville, FL metro.
Jacksonville Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jacksonville Beach$636,883
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Jacksonville Beach listings, and the typical home goes pending in 50 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jacksonville Beach24.41%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jacksonville Beach50
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jacksonville Beach231
New listings per month
Sellers arriving at the market.
- Jacksonville Beach49
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jacksonville Beach$642,411
- United States$371,407
Zip codes with a Jacksonville Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jacksonville Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.