Jacksonville, Florida.
Typical home $284,832 (-0.4% in a year), asking rent $1,589 (+2.5%). Jacksonville, FL metro.
to buy the typical home at today's mortgage rate — +$778 (+108%) since Jan 2020.
- 1 year
- Down $1,234 -0%
- $286,066$284,832 since Sep 2025
- 5 years
- Up $38,340 +16%
- $246,492$284,832 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Jacksonville$1,495
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 24 years.
Typical home values in Jacksonville, FL fell 0.4% over the past year — slower than the nation's +1.2%.
Asking rents in Jacksonville, FL rose 2.5% over the past year — in step with the nation.
Owning the typical home in Jacksonville runs $388/mo more than renting one. The gap peaked at $620 in Oct 2023.
That is $1,977 a month against $1,589 rent: a $1,495 mortgage payment, plus $177 property tax and $305 insurance & upkeep.
Owning vs renting — Jacksonville
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,977
- Renting$1,589
- Mortgage only$1,495
Property tax · $177/mo 0.75% of value a year — the ACS 2020-2024 median bill over the median home value for Duval County, FL
Insurance & upkeep · $305/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Jacksonville, Duval County, Florida
Jacksonville is a city of 949,611 people in Duval County. Half its households earn more than $69,872 a year and half less, against $71,277 across Duval County; 14% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Jacksonville was 4.9% in August 2026, and Duval County had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Jacksonville is a large city, one of the biggest in the state by population, and its residents are somewhat younger than the typical American. Incomes sit a little below the county's, and a good share of households live below the poverty line. Most homes are lived in by their owners, though renters make up a sizable minority.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, shops, and banks, insurance and property. Among the largest workplaces in the city are Duval Schools, Baptist Medical Center and Shands Jacksonville Medical Center. Unemployment is a little higher than a year ago, and the county has lost a small number of jobs over the past year.
Things to do. Downtown and nearby, the Cummer Museum of Art and Gardens and the Museum of Contemporary Art Jacksonville are both in or beside town, as is the Florida Theatre. A short drive away is the Jacksonville Zoo and Gardens. Winters are mild, with little or no snow, and summers are hot, which makes outdoor outings easy for much of the year.
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- 394,370households
- 33%of adults have a degree
- 14%below the poverty line
- 24 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Duval County had 561,407 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 66° and lows near 47°; warmest in July, with highs near 92° and lows near 76°. About 48 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Jacksonville Nas weather station, 7 miles away (NOAA).
Largest employers in Jacksonville
- Naval Air Station Jacksonville14,390
- Baptist Health12,000
- Duval County Public Schools12,000
- Naval Station Mayport10,600
- UF Health Jacksonville9,951
- Mayo Clinic8,450
- Amazon8,000
- Bank of America8,000
From the City of Jacksonville’s annual financial report for 2024, its schedule of principal employers (its source: “JaxUSA Partnership, a division of the Jax Chamber City Annual Budget Document (City of Jacksonville figure only) U.S. Bureau of Labor…”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Hurricanesrelatively high in parts of JacksonvilleRelatively moderate
- Cold wavesrelatively high in parts of JacksonvilleRelatively moderate
- LightningRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Jacksonville’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Duval County and the Jacksonville, FL metro.
Jacksonville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Jacksonville$284,832
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Jacksonville listings, and the typical home goes pending in 42 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Jacksonville29.49%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Jacksonville42
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Jacksonville5,009
New listings per month
Sellers arriving at the market.
- Jacksonville1,141
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Jacksonville$279,321
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Jacksonville96.60%
Zip codes with a Jacksonville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Jacksonville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Jacksonville
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 32218 | Jacksonville | 72,905 | $1,628 | $298,652 |
| 32210 | Jacksonville | 65,729 | $1,375 | $220,477 |
| 32244 | Jacksonville | 63,592 | $1,594 | $254,345 |
| 32246 | Jacksonville | 62,562 | $1,750 | $313,935 |
| 32256 | Jacksonville | 58,192 | $1,560 | $308,568 |
| 32225 | Jacksonville | 55,905 | $1,885 | $377,347 |
| 32257 | Jacksonville | 42,904 | $1,469 | $344,031 |
| 32216 | Jacksonville | 42,298 | $1,512 | $262,942 |
| 32224 | Jacksonville | 42,092 | $1,606 | $460,129 |
| 32258 | Jacksonville | 40,408 | $1,811 | $365,020 |
| 32207 | Jacksonville | 36,998 | $1,571 | $278,285 |
| 32211 | Jacksonville | 36,762 | $1,431 | $247,902 |
| 32277 | Jacksonville | 36,338 | $1,431 | $284,347 |
| 32209 | Jacksonville | 34,657 | $1,216 | $104,814 |
| 32221 | Jacksonville | 32,833 | $1,938 | $294,541 |
| 32208 | Jacksonville | 32,699 | $1,362 | $148,184 |
| 32205 | Jacksonville | 29,148 | $1,621 | $251,695 |
| 32223 | Jacksonville | 26,160 | $1,637 | $432,244 |
| 32233 | Atlantic Beach | 24,633 | $1,854 | $477,636 |
| 32226 | Jacksonville | 21,256 | $2,391 | $384,198 |
| 32217 | Jacksonville | 20,221 | $1,356 | $306,658 |
| 32222 | Jacksonville | 18,258 | $1,846 | $315,100 |
| 32206 | Jacksonville | 17,105 | $1,432 | $129,219 |
| 32219 | Jacksonville | 14,302 | $2,043 | $292,918 |
| 32254 | Jacksonville | 13,927 | $1,340 | $124,839 |
| 32220 | Jacksonville | 12,298 | $1,836 | $287,492 |
| 32234 | Jacksonville | 9,678 | $1,811 | $293,288 |
| 32204 | Jacksonville | 9,151 | $1,549 | $321,143 |
| 32202 | Jacksonville | 6,023 | $1,518 | $149,004 |