Leominster, Massachusetts.
Typical home $466,680 (+1.6% in a year), asking rent $1,885 (+2.4%). Worcester, MA-CT metro.
to buy the typical home at today's mortgage rate — +$1,431 (+140%) since Jan 2020.
- 1 year
- Up $7,204 +2%
- $459,476$466,680 since Sep 2025
- 5 years
- Up $117,032 +33%
- $349,649$466,680 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Leominster$2,449
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Leominster, MA rose 1.6% over the past year — faster than the nation's +1.2%.
Asking rents in Leominster, MA rose 2.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Leominster runs $1,563/mo more than renting one. The gap peaked at $1,672 in Jan 2025.
That is $3,448 a month against $1,885 rent: a $2,449 mortgage payment, plus $499 property tax and $500 insurance & upkeep.
Owning vs renting — Leominster
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,448
- Renting$1,885
- Mortgage only$2,449
Property tax · $499/mo 1.28% of value a year — the ACS 2020-2024 median bill over the median home value for Worcester County, MA
Insurance & upkeep · $500/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Leominster, Worcester County, Massachusetts
Leominster is a city of 43,782 people in Worcester County. Half its households earn more than $83,816 a year and half less, against $95,939 across Worcester County; 9% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Leominster was 4.9% in August 2026, and Worcester County had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Leominster is a city in Worcester County, home to a community of residents who are somewhat older than in many places. Incomes here run below the county's as a whole, and a good number of households rent rather than own, though most homes are lived in by their owners. Winters are cold, with January the coldest month and snow a regular part of the season, while July is pleasantly warm and the year brings a fair amount of rain and melted snow.
Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and shops also employing plenty of people. Among the largest workplaces in the city are Affordable Interior Systems, which makes office furniture, along with Leominster Schools and Healthalliance-Clinton, a general hospital. Commutes are of middling length, and some residents work from home.
Things to do. Leominster State Forest, a protected area a short drive away, offers room for walking and time outdoors, and Wachusett Meadow Wildlife Sanctuary is another protected area within a short drive. For something indoors, the Fitchburg Art Museum is a museum a short drive away, and Doyle Community Park & Center, a garden in or beside town, is close at hand.
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- 18,483households
- 34%of adults have a degree
- 9%below the poverty line
- 26 mintypical commute
- 11%work from home
What residents work in
Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 83° and lows near 62°. About 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Fitchburg Municipal Airport weather station, 2 miles away (NOAA).
Largest workplaces in Leominster
- Affordable Interior SystemsOffice furniture, padded, upholstered, or plain, manufacturing913
- Leominster SchoolsSchool district866FTE
- Healthalliance-clintonGeneral hospital664FTE
- Demoulas Super Markets464
- New England Wire ProductsShelving, wire, made from purchased wire413
- WalmartWarehouse clubs and supercenters322
- LifeConnections Specialized Support ServicesIntellectual and developmental disability facilities, residential280
- CREO GroupRulers, plastics, manufacturing226
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 55 workplaces with 20 or more staff, 7,875 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- HurricanesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Leominster’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.
Leominster home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Leominster$466,680
- Massachusetts$655,219
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Leominster listings, and the typical home goes pending in 12 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Leominster30.29%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Leominster12
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Leominster98
New listings per month
Sellers arriving at the market.
- Leominster39
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Leominster$417,779
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Leominster103.04%
Zip codes with a Leominster address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Leominster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.