States · New Jersey

Middlesex County, New Jersey.

Typical home $579,852 (+3.1% in a year), asking rent $2,554 (+1.4%). New York-Newark-Jersey City, NY-NJ-PA metro.

What it costs per month · Middlesex County, NJ $3,043/mo

to buy the typical home at today's mortgage rate — +$1,684 (+124%) since Jan 2020.

What the home itself did
1 year
Up $17,459 +3%
$562,393$579,852 since Sep 2025
5 years
Up $149,601 +35%
$430,251$579,852 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Middlesex County $3,043 New Jersey $3,019 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Middlesex County$3,043
  • New Jersey$3,019
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Middlesex County, NJ rose 3.1% over the past year — faster than the nation's +1.2%.

Asking rents in Middlesex County, NJ rose 1.4% over the past year — slower than the nation's +2.7%.

Owning the typical home in Middlesex County, NJ runs $2,124/mo more than renting one — the widest that gap has been in this data.

That is $4,678 a month against $2,554 rent: a $3,043 mortgage payment, plus $1,014 property tax and $621 insurance & upkeep.

Owning vs renting — Middlesex County, NJ

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Owning all in $4,678 Renting $2,554 Mortgage only $3,043
$2,000 $3,000 $4,000 2018 2022 2026
  • Owning all in$4,678
  • Renting$2,554
  • Mortgage only$3,043

Property tax · $1,014/mo 2.10% of value a year — the ACS 2020-2024 median bill over the median home value for Middlesex County, NJ

Insurance & upkeep · $621/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Middlesex County, NJ home values

Against the state and national figures. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Middlesex County $579,852 New Jersey $575,123 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Middlesex County$579,852
  • New Jersey$575,123
  • United States$366,157

Property taxes

The Census’s survey of what owners say they pay. Levy by levy, and a check of one home’s own bill, the site covers Ohio’s.

Median bill $9,712/yr ACS 2020–2024 · on a $462,900 median home
Effective rate 2.10% median bill ÷ median value, same survey · ACS 1-year 2024: 1.82% on a one-year window
On the 2026 roll $9,012/yr median bill on current assessment rolls, effective 1.55% — AssessorSearch Data Lab, shown because it agrees with the official levels above
Payment ÷ income 34% of the median household income ($111,549, ACS 2020–2024) — 30% is the standard affordability line
HUD Fair Market Rent $2,486/mo two-bedroom, FY2026 — the official benchmark housing assistance is priced against
Where the bill is headed $12,166/yr an estimate: that same rate on today's $579,852 typical value — reassessment hasn't finished catching up

Got this county's reappraisal notice in hand? Check your property taxes — anonymous, and it helps close the two-year data gap.

The reassessment wedge (index, Dec 2017 = 100)

Home values move monthly; tax bills move when the assessor catches up. The space between the lines is the catch-up still to come — tax data is ACS, roughly two years behind, and that lag is the point. Where a roll segment appears, named by its release year, it bridges to the median bill on current assessment rolls (AssessorSearch Data Lab, a different instrument, shown only where it agrees with ACS levels).

100 125 150 175 2018 2019 2020 2021 2022 2023 2024 2025 2026 Home value 172 Median tax bill 125 2026 roll 116
100 125 150 175 2018 2022 2026
  • Home value172
  • Median tax bill125
  • 2026 roll116

Zip codes in Middlesex County, NJ

By share of each zip's area inside this county — a zip straddling a boundary appears here and in its neighbour, which is the truth of it.

Zip activate to sort by Zip City activate to sort by City In county sorted descending, activate to sort ascending Rent activate to sort by Rent 1-yr Δ activate to sort by 1-yr Δ Home value activate to sort by Home value 1-yr Δ activate to sort by 1-yr Δ
08820 Edison 100% $3,165 +2.9% $817,591 +1.5%
08824 Kendall Park 100% — — $724,955 +1.7%
08852 Monmouth Junction 100% $2,406 +0.8% $694,546 +1.1%
08840 Metuchen 100% $2,773 +5.5% $687,648 +2.4%
08536 Plainsboro 100% $2,165 +0.9% $661,658 +1.0%
08810 Dayton 100% $3,350 — $643,225 +2.3%
08857 Old Bridge 100% $2,783 — $632,660 +2.6%
08816 East Brunswick 100% $2,751 +1.4% $625,970 +3.9%
08850 Milltown 100% — — $609,453 +6.7%
08831 Monroe Township 100% $2,581 — $603,744 +1.8%
08854 Piscataway 100% $2,643 -0.4% $595,607 +2.6%
08904 Highland Park 100% $2,447 +7.2% $590,992 +3.3%
07080 South Plainfield 100% $2,651 — $581,281 +4.6%
08884 Spotswood 100% — — $562,519 +4.7%
08817 Edison 100% $2,624 +1.5% $558,336 +3.1%
08830 Iselin 100% $2,631 -1.1% $553,900 +3.9%
08859 Parlin 100% $3,014 +4.8% $545,267 +5.8%
08902 North Brunswick 100% $2,505 +0.6% $543,891 +1.8%
08846 Middlesex 100% $2,698 — $543,417 +4.1%
07064 Port Reading 100% — — $542,305 +3.8%
07077 Sewaren 100% — — $534,144 +3.8%
08882 South River 100% — — $532,103 +2.7%
08863 Fords 100% $2,395 — $529,465 +4.1%
08872 Sayreville 100% $2,838 — $526,563 +2.8%
08837 Edison 100% $2,538 +4.3% $524,857 +2.9%
08879 South Amboy 100% $2,501 +2.8% $521,441 +3.0%
07001 Avenel 100% $2,256 — $513,185 +0.7%
08861 Perth Amboy 100% $2,540 — $493,275 +2.6%
07095 Woodbridge 100% $2,444 +3.8% $478,607 +2.3%
08901 New Brunswick 100% $2,820 +2.5% $439,891 +0.2%
08828 Helmetta 100% — — $425,457 +2.0%
07067 Colonia 100% $2,472 — $639,233 +4.9%
07008 Carteret 100% $2,430 +1.8% $560,439 +6.0%
08512 Cranbury Township 93% — — $749,863 +0.8%
07747 Matawan 54% $2,711 -1.0% $657,733 +5.1%
08812 Dunellen 21% $2,447 — $583,807 +1.9%
07735 Keyport 16% $2,742 — $517,793 +4.7%
07721 Cliffwood 11% — — $520,189 -3.1%
08540 Princeton 11% $3,341 +3.7% $963,053 +3.1%
07726 Manalapan Township 1% $2,634 +5.1% $792,228 +5.2%
08880 South Bound Brook 0% $2,288 — $450,932 +0.1%