Zip lookup · MA

01945
Marblehead, Massachusetts.

Marblehead, Essex County, MA · Boston-Cambridge-Newton, MA-NH metro · population 20,470

What it costs per month · 01945 $5,484/mo

to buy the typical home at today's mortgage rate — +$2,996 (+120%) since Jan 2020.

What the home itself did
1 year
Up $31,317 +3%
$1,013,447$1,044,764 since Sep 2025
5 years
Up $221,826 +27%
$822,939$1,044,764 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 01945 $5,484 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • 01945$5,484
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 01945 rose 3.1% over the past year — faster than the nation's +1.2%.

Asking rents in zip 01945 rose 2.2% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 01945 runs $4,540/mo more than renting one. The gap peaked at $4,734 in Jan 2025.

That is $7,506 a month against $2,967 rent: a $5,484 mortgage payment, plus $904 property tax and $1,119 insurance & upkeep.

Owning vs renting — zip 01945

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,500 $5,000 $7,500 2025 2026 Owning all in $7,506 Renting $2,967 Mortgage only $5,484
$2,500 $5,000 $7,500 2025 2026
  • Owning all in$7,506
  • Renting$2,967
  • Mortgage only$5,484

Property tax · $904/mo 1.04% of value a year — the ACS 2020-2024 median bill over the median home value for Essex County, MA

Insurance & upkeep · $1,119/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Marblehead, MA — measured over the city limits, which is a different area from this zip.

Asking rent $2,967 as of Sep 2026
+2.2%year on year
Typical home value $1,044,764 as of Sep 2026
+3.1%year on year

Asking rent — 01945

Against the Boston-Cambridge-Newton, MA-NH metro and the national benchmark.

$2,000 $2,500 $3,000 2025 2026 01945 $2,967 Boston $2,987 United States $1,932
$2,000 $2,500 $3,000 2025 2026
  • 01945$2,967
  • Boston$2,987
  • United States$1,932

Typical home value — 01945

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 01945 $1,044,764 Boston $725,639 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • 01945$1,044,764
  • Boston$725,639
  • United States$366,157

Within 20 miles

Showing 30 of 96 zips in range — sorting picks from all 96.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.2 01970 Salem 44,738 $2,683 $601,599
2.7 01907 Swampscott 15,277 $3,536 $816,177
4.3 01902 Lynn 50,066 $2,302 $531,889
4.8 01915 Beverly 41,994 $2,745 $755,517
5.0 01901 Lynn 2,419 $2,278 $462,131
5.5 01904 Lynn 21,003 — $620,773
5.8 01908 Nahant 3,325 — $962,187
6.0 01960 Peabody 54,474 $2,836 $692,854
6.1 01905 Lynn 28,221 $2,543 $573,725
6.8 01923 Danvers 27,991 $2,825 $726,960
7.1 01984 Wenham 4,929 — $1,066,068
7.5 01944 Manchester 5,403 — $1,385,103
7.9 01906 Saugus 28,773 $3,139 $682,449
8.8 01982 South Hamilton 7,680 — $878,737
9.1 02151 Revere 60,012 $2,767 $609,679
9.2 01940 Lynnfield 13,285 $2,961 $1,076,799
10.3 01880 Wakefield 27,793 $2,823 $812,604
10.3 02152 Winthrop 18,759 $2,725 $676,160
10.4 01983 Topsfield 6,564 — $968,826
10.4 01929 Essex 3,621 — $901,096
10.4 02176 Melrose 29,650 $3,031 $908,178
10.6 01949 Middleton 9,816 — $878,001
11.0 02148 Malden 65,906 $2,926 $666,917
11.2 02150 Chelsea 39,908 $2,630 $518,875
11.7 02149 Everett 50,045 $2,805 $619,861
11.7 02128 East Boston 43,345 $3,111 $649,765
12.0 02180 Stoneham 23,355 $3,053 $798,100
12.5 01930 Gloucester 30,075 $2,705 $767,937
12.6 01867 Reading 25,612 $2,888 $909,490
12.7 01864 North Reading 15,765 $2,820 —

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.