Zip lookup · ME

04003
Harpswell, Maine.

Harpswell, Cumberland County, ME · Portland-South Portland, ME metro · population 183

What it costs per month · 04003 $4,314/mo

to buy the typical home at today's mortgage rate — +$2,491 (+137%) since Jan 2020.

What the home itself did
1 year
Up $44,885 +6%
$777,096$821,981 since Sep 2025
5 years
Up $164,643 +25%
$657,338$821,981 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 04003 $4,314 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • 04003$4,314
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in zip 04003 rose 5.8% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Harpswell, ME — measured over the city limits, which is a different area from this zip.

Typical home value $821,981 as of Sep 2026
+5.8%year on year

Typical home value — 04003

Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 04003 $821,981 Portland $536,605 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • 04003$821,981
  • Portland$536,605
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.9 04066 Orrs Island 837 — $707,914
5.2 04079 Harpswell 4,026 $2,600 $713,456
6.3 04017 Chebeague Island 555 — $653,681
8.8 04562 Phippsburg 2,238 — $477,300
9.0 04050 Long Island 249 — $633,346
10.2 04032 Freeport 8,802 $2,528 $684,483
10.2 04096 Yarmouth 9,053 $2,481 $763,773
10.7 04110 Cumberland Foreside 1,657 — $981,399
11.3 04108 Peaks Island 826 — $731,242
11.6 04011 Brunswick 22,336 $2,125 $497,754
11.6 04109 Portland 213 — $858,865
13.2 04548 Georgetown 1,012 — $696,023
13.4 04530 Bath 11,275 $1,964 $412,561
14.4 04101 Portland 18,431 $2,296 $644,243
14.6 04021 Cumberland Center 6,990 — $711,203
14.8 04105 Falmouth 12,755 $3,011 $891,242
14.8 04097 North Yarmouth 4,240 — $692,415
15.0 04069 Pownal 1,696 — $600,503
15.4 04103 Portland 32,024 $2,714 $526,939
15.8 04086 Topsham 9,706 $1,850 $468,836
16.0 04107 Cape Elizabeth 9,656 $3,217 $895,359
16.7 04106 South Portland 27,019 $2,413 $519,995
16.8 04102 Portland 17,267 $2,371 $538,139
17.1 04576 Southport 547 — $868,723
17.5 04222 Durham 4,262 — $443,873
18.5 04092 Westbrook 20,775 $2,325 $456,336
19.2 04579 Woolwich 3,158 — $417,998
19.8 04538 Boothbay Harbor 1,810 — $542,367

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.