04088
Waterford, Maine.
Waterford, Oxford County, ME · population 1,269
to buy the typical home at today's mortgage rate — +$1,124 (+163%) since Jan 2020.
- 1 year
- Up $3,610 +1%
- $342,245$345,854 since Sep 2025
- 5 years
- Up $70,134 +25%
- $275,721$345,854 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 04088$1,815
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in zip 04088 rose 1.1% over the past year — in step with the nation.
Zillow also publishes an index for the city itself: Waterford, ME — measured over the city limits, which is a different area from this zip.
Typical home value — 04088
Mid-tier homes, smoothed and seasonally adjusted.
- 04088$345,854
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 5.8 | 04040 | Harrison | 3,050 | — | $405,869 |
| 6.1 | 04268 | Norway | 5,228 | — | $334,426 |
| 8.2 | 04051 | Lovell | 1,353 | — | $503,669 |
| 10.1 | 04255 | Greenwood | 759 | — | $307,449 |
| 10.1 | 04009 | Bridgton | 5,478 | $1,750 | $410,677 |
| 11.5 | 04270 | Oxford | 6,284 | — | $326,263 |
| 12.0 | 04281 | South Paris | 5,317 | — | $296,953 |
| 12.8 | 04289 | West Paris | 1,808 | — | $264,987 |
| 13.3 | 04217 | Bethel | 3,387 | — | $429,397 |
| 13.4 | 04037 | Fryeburg | 4,024 | — | $345,207 |
| 15.4 | 04022 | Denmark | 1,054 | — | $416,775 |
| 16.2 | 04219 | Bryant Pond | 1,399 | — | $249,951 |
| 16.3 | 04055 | Naples | 3,985 | — | $437,922 |
| 16.7 | 04256 | Mechanic Falls | 3,134 | — | $300,459 |
| 17.6 | 03813 | Center Conway | 4,273 | — | $436,016 |
| 18.4 | 04292 | Sumner | 845 | — | $241,047 |
| 18.6 | 04015 | Casco | 3,696 | — | $443,350 |
| 19.1 | 04258 | Minot | 2,794 | — | $382,355 |
| 19.2 | 04274 | Poland | 5,954 | — | $392,463 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.