Zip lookup · MD

21117
Owings Mills, Maryland.

Owings Mills, Baltimore County, MD · Baltimore-Columbia-Towson, MD metro · population 62,816

What it costs per month · 21117 $2,017/mo

to buy the typical home at today's mortgage rate — +$981 (+95%) since Jan 2020.

What the home itself did
1 year
Up $158 +0%
$384,209$384,367 since Sep 2025
5 years
Up $51,602 +16%
$332,765$384,367 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21117 $2,017 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21117$2,017
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in zip 21117 rose 0.0% over the past year — slower than the nation's +1.2%.

Asking rents in zip 21117 rose 2.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 21117 runs $894/mo more than renting one. The gap peaked at $999 in May 2024.

That is $2,772 a month against $1,877 rent: a $2,017 mortgage payment, plus $343 property tax and $411 insurance & upkeep.

Owning vs renting — zip 21117

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $1,500 $2,000 $2,500 2018 2020 2022 2024 2026 Owning all in $2,772 Renting $1,877 Mortgage only $2,017
$1,000 $1,500 $2,000 $2,500 2018 2022 2026
  • Owning all in$2,772
  • Renting$1,877
  • Mortgage only$2,017

Property tax · $343/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore County, MD

Insurance & upkeep · $411/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Owings Mills, MD — measured over the city limits, which is a different area from this zip.

Asking rent $1,877 as of Sep 2026
+2.3%year on year
Typical home value $384,367 as of Sep 2026
+0.0%year on year

Asking rent — 21117

Against the Baltimore-Columbia-Towson, MD metro and the national benchmark.

$1,250 $1,500 $1,750 2018 2020 2022 2024 2026 21117 $1,877 Baltimore $1,937 United States $1,932
$1,250 $1,500 $1,750 2018 2022 2026
  • 21117$1,877
  • Baltimore$1,937
  • United States$1,932

Typical home value — 21117

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 21117 $384,367 Baltimore $396,959 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • 21117$384,367
  • Baltimore$396,959
  • United States$366,157

Within 20 miles

Showing 30 of 79 zips in range — sorting picks from all 79.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
3.9 21153 Stevenson 456 — $1,099,138
3.9 21133 Randallstown 31,398 $1,481 $361,654
4.1 21208 Pikesville 37,276 $2,157 $372,458
4.3 21071 Glyndon 404 — $490,124
4.5 21136 Reisterstown 32,088 $1,469 $407,137
6.4 21244 Windsor Mill 38,208 $1,510 $321,947
7.0 21209 Baltimore 30,126 $1,754 $444,961
7.2 21093 Lutherville Timonium 39,100 $1,963 $502,253
7.3 21163 Woodstock 7,539 — $649,015
7.4 21030 Cockeysville 25,827 $1,884 $466,577
7.5 21215 Baltimore 52,229 $1,312 $158,625
7.8 21207 Gwynn Oak 47,099 $1,439 $287,860
8.1 21204 Towson 19,845 $1,943 $590,649
8.5 21048 Finksburg 10,481 — $555,748
8.7 21104 Marriottsville 6,052 — $716,377
9.0 21210 Baltimore 14,134 $1,750 $480,298
9.6 21212 Baltimore 33,974 $1,686 $335,737
9.9 21216 Baltimore 29,426 $1,547 $113,799
9.9 21152 Sparks Glencoe 6,459 — $521,660
10.1 21211 Baltimore 14,969 $2,159 $278,340
10.1 21155 Upperco 3,313 — $536,724
10.5 21784 Sykesville 39,258 $2,103 $553,043
10.8 21228 Catonsville 50,492 $1,750 $424,864
10.9 21229 Baltimore 46,679 $1,528 $170,468
10.9 21286 Towson 21,853 $1,777 $398,217
11.1 21239 Baltimore 27,346 $1,477 $211,950
11.2 21217 Baltimore 30,792 $1,529 $91,872
11.5 21218 Baltimore 44,014 $1,454 $181,991
11.8 21043 Ellicott City 48,525 $2,481 $626,717
11.9 21223 Baltimore 19,572 $1,596 $65,619

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.