40403
Berea, Kentucky.
Berea, Madison County, KY · Richmond-Berea, KY metro · population 27,607
to buy the typical home at today's mortgage rate — +$749 (+127%) since Jan 2020.
- 1 year
- Up $2,420 +1%
- $252,430$254,850 since Sep 2025
- 5 years
- Up $60,112 +31%
- $194,739$254,850 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40403$1,338
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in zip 40403 rose 1.0% over the past year — slower than the nation's +1.2%.
This zip spans 3 counties: Madison County, KY 77% · Garrard County, KY 14% · Rockcastle County, KY 9%
Zillow also publishes an index for the city itself: Berea, KY — measured over the city limits, which is a different area from this zip.
Asking rent — 40403
Against the Richmond-Berea, KY metro and the national benchmark.
- 40403$923
- Richmond$1,059
- United States$1,930
Typical home value — 40403
Mid-tier homes, smoothed and seasonally adjusted.
- 40403$254,850
- Richmond$262,983
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 7.9 | 40461 | Paint Lick | 2,527 | — | $280,420 |
| 12.3 | 40460 | Orlando | 1,358 | — | $102,885 |
| 13.5 | 40475 | Richmond | 65,961 | $1,109 | $299,010 |
| 13.8 | 40385 | Waco | 2,233 | — | $243,064 |
| 15.0 | 40419 | Crab Orchard | 5,250 | — | $178,203 |
| 15.2 | 40447 | McKee | 8,014 | — | $114,054 |
| 15.3 | 40456 | Mount Vernon | 8,370 | — | $146,176 |
| 16.1 | 40409 | Brodhead | 3,445 | — | $153,522 |
| 17.3 | 40336 | Irvine | 12,718 | — | $116,607 |
| 18.1 | 40445 | Livingston | 755 | — | $96,766 |
| 19.1 | 40444 | Lancaster | 14,276 | — | $258,980 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.