Zip lookup · KY

40460
Mount Vernon, Kentucky.

Mount Vernon, Rockcastle County, KY · population 1,358

What it costs per month · 40460 $540/mo

to buy the typical home at today's mortgage rate — +$191 (+55%) since Jan 2020.

What the home itself did
1 year
Down $29,392 -22%
$132,277$102,885 since Sep 2025
5 years
Down $18,318 -15%
$121,202$102,885 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40460 $540 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40460$540
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in zip 40460 fell 22.2% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Mount Vernon, KY — measured over the city limits, which is a different area from this zip.

Typical home value $102,885 as of Sep 2026
-22.2%year on year

Typical home value — 40460

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40460 $102,885 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40460$102,885
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.2 40456 Mount Vernon 8,370 — $146,176
5.8 40445 Livingston 755 — $96,766
10.5 40409 Brodhead 3,445 — $153,522
11.6 40729 East Bernstadt 5,799 — $151,880
12.3 40447 McKee 8,014 — $114,054
12.3 40403 Berea 27,607 $923 $254,850
14.3 40419 Crab Orchard 5,250 — $178,203
16.3 40402 Annville 2,509 — $121,457
16.4 40461 Paint Lick 2,527 — $280,420
19.2 40741 London 23,397 — $186,143

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.