Zip lookup · KY

40440
Junction City, Kentucky.

Junction City, Boyle County, KY · Danville, KY metro · population 2,428

What it costs per month · 40440 $994/mo

to buy the typical home at today's mortgage rate — +$581 (+141%) since Jan 2020.

What the home itself did
1 year
Down $7,087 -4%
$196,392$189,305 since Sep 2025
5 years
Up $46,465 +33%
$142,840$189,305 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40440 $994 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40440$994
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 40440 fell 3.6% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Boyle County, KY 100% · Lincoln County, KY 0%

Zillow also publishes an index for the city itself: Junction City, KY — measured over the city limits, which is a different area from this zip.

Typical home value $189,305 as of Sep 2026
-3.6%year on year

Typical home value — 40440

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40440 $189,305 Danville $217,745 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40440$189,305
  • Danville$217,745
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.6 40464 Parksville 936 — $192,767
4.8 40422 Danville 25,950 $1,056 $250,214
9.1 40437 Hustonville 4,488 — $197,061
9.5 40484 Stanford 12,331 — $209,558
10.0 40468 Perryville 2,084 — $222,776
10.6 40328 Gravel Switch 963 — $232,462
14.1 42541 Middleburg 498 — $152,480
15.0 40330 Harrodsburg 21,250 $932 $238,737
15.1 40444 Lancaster 14,276 — $258,980
16.3 40009 Bradfordsville 1,851 — $186,162
16.5 40442 Kings Mountain 781 — $164,336
17.8 40489 Waynesburg 4,538 — $185,280
18.4 40040 Mackville 779 — $253,032
19.8 42539 Liberty 9,249 — $162,185

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.