Zip lookup · KY

40484
Stanford, Kentucky.

Stanford, Lincoln County, KY · Danville, KY metro · population 12,331

What it costs per month · 40484 $1,100/mo

to buy the typical home at today's mortgage rate — +$646 (+142%) since Jan 2020.

What the home itself did
1 year
Down $3,117 -1%
$212,676$209,558 since Sep 2025
5 years
Up $51,717 +33%
$157,842$209,558 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40484 $1,100 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40484$1,100
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 40484 fell 1.5% over the past year — slower than the nation's +1.2%.

This zip spans 3 counties: Lincoln County, KY 96% · Garrard County, KY 3% · Casey County, KY 1%

Zillow also publishes an index for the city itself: Stanford, KY — measured over the city limits, which is a different area from this zip.

Typical home value $209,558 as of Sep 2026
-1.5%year on year

Typical home value — 40484

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40484 $209,558 Danville $217,745 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40484$209,558
  • Danville$217,745
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
9.5 40440 Junction City 2,428 — $189,305
10.4 40489 Waynesburg 4,538 — $185,280
10.9 40437 Hustonville 4,488 — $197,061
11.1 40419 Crab Orchard 5,250 — $178,203
11.3 40422 Danville 25,950 $1,056 $250,214
11.6 40442 Kings Mountain 781 — $164,336
12.2 42541 Middleburg 498 — $152,480
12.3 40444 Lancaster 14,276 — $258,980
13.2 40464 Parksville 936 — $192,767
15.5 40461 Paint Lick 2,527 — $280,420
16.6 40409 Brodhead 3,445 — $153,522
17.0 42566 Yosemite 541 — $143,795
17.8 42567 Eubank 5,390 — $172,943
19.5 40328 Gravel Switch 963 — $232,462
19.5 40468 Perryville 2,084 — $222,776

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.