Zip lookup · KY

40489
Waynesburg, Kentucky.

Waynesburg, Lincoln County, KY · Danville, KY metro · population 4,538

What it costs per month · 40489 $972/mo

to buy the typical home at today's mortgage rate — +$556 (+134%) since Jan 2020.

What the home itself did
1 year
Down $10,388 -5%
$195,668$185,280 since Sep 2025
5 years
Up $38,244 +26%
$147,036$185,280 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40489 $972 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40489$972
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 40489 fell 5.3% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Lincoln County, KY 86% · Casey County, KY 14%

Zillow also publishes an index for the city itself: Waynesburg, KY — measured over the city limits, which is a different area from this zip.

Typical home value $185,280 as of Sep 2026
-5.3%year on year

Typical home value — 40489

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40489 $185,280 Danville $217,745 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40489$185,280
  • Danville$217,745
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.7 40442 Kings Mountain 781 — $164,336
7.4 42567 Eubank 5,390 — $172,943
9.0 42541 Middleburg 498 — $152,480
9.3 42566 Yosemite 541 — $143,795
10.1 40419 Crab Orchard 5,250 — $178,203
10.4 40484 Stanford 12,331 — $209,558
11.8 40409 Brodhead 3,445 — $153,522
12.4 42516 Bethelridge 540 — $170,452
12.8 40437 Hustonville 4,488 — $197,061
13.8 42553 Science Hill 5,649 — $195,376
15.9 42503 Somerset 25,321 $1,325 $236,925
17.4 42539 Liberty 9,249 — $162,185
17.8 40456 Mount Vernon 8,370 — $146,176
17.8 40440 Junction City 2,428 — $189,305
19.6 40464 Parksville 936 — $192,767

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.