States · Indiana · La Porte County

Mill Creek, Indiana.

Typical home $327,693 (+5.6% in a year). Michigan City-La Porte, IN metro.

What it costs per month · Mill Creek $1,720/mo

to buy the typical home at today's mortgage rate — +$1,007 (+141%) since Jan 2020.

What the home itself did
1 year
Up $17,488 +6%
$310,206$327,693 since Sep 2025
5 years
Up $79,699 +32%
$247,994$327,693 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Mill Creek $1,720 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Mill Creek$1,720
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Mill Creek, IN rose 5.6% over the past year — faster than the nation's +1.2%.

Living in Mill Creek, LaPorte County, Indiana

The Census does not count Mill Creek on its own, so the figures here are LaPorte County's. Half the county's households earn more than $71,055 a year and half less; 14% of the county's people live below the poverty line. 75% of the county's homes are lived in by their owners and 25% are rented. Unemployment in LaPorte County was 3.8% in August 2026, and the county had 1.1% fewer jobs in 2025 than the year before. The most people in LaPorte County work in manufacturing, then schools and health care.

People 112,000 about, in LaPorte County: the Census does not count Mill Creek on its own
Household income $71,055 the median in LaPorte County, give or take $2,241
Unemployment 3.8% LaPorte County, August 2026; 3.9% a year before
Homes 75% lived in by their owners; 25% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Mill Creek is a community in LaPorte County in northern Indiana. Across the county, most homes are lived in by their owners. Winters are colder than most of the country and bring a good deal of snow, while summers are warm.

Work. Across LaPorte County, many residents work in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Unemployment has eased a little over the past year, and the number of jobs has dipped slightly. Few people work from home, so most daily life involves travel to a workplace.

Things to do. Bendix Woods, a protected area, and Saugany Lake, a lake, are both a short drive away. Indiana Dunes National Park, known for its sand dunes, is a longer drive away.

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  • 43,633households
  • 41.1median age
  • 23%of adults have a degree
  • 14%below the poverty line
  • 25 mintypical commute
  • 7%work from home

What people in LaPorte County work in

  • Manufacturing22%
  • Schools, hospitals and social care21%
  • Shops (retail)11%
  • Restaurants, hotels and entertainment9%
  • Professional and business services8%
  • Building trades7%

Employed residents by industry, from the Census survey. LaPorte County had 40,196 jobs in 2025, 1.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 17°; warmest in July, 82° and 64° 20° 40° 60° 80° J 31° 17° F M A M J J 82° 64° A S O N D
Average daily high and low for each month: coldest in January, 31° and 17°; warmest in July, 82° and 64° 20° 40° 60° 80° J 31° 17° F M A M J J 82° 64° A S O N D

Coldest in January, with highs near 31° and lows near 17°; warmest in July, with highs near 82° and lows near 64°. About 65 inches of snow and 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Laporte weather station, 10 miles away (NOAA).

Largest workplaces in LaPorte County

  1. Franciscan Health Michigan CityGeneral hospital942FTE
  2. LaPorte Community School CorpSchool district860FTE
  3. Howmet - La Porte CastingsFoundries, nonferrous metals828
  4. Michigan City Area SchoolsSchool district716FTE
  5. La Porte Hospital CompanyGeneral medical and surgical hospitals667
  6. Hitachi Global Air PowerCompressors, air and gas, general purpose-type, manufacturing649
  7. Laporte HospitalGeneral hospital574FTE
  8. Boyd GamingHotel casino570

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 103 workplaces with 20 or more staff, 14,711 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesRelatively high
  2. TornadoesRelatively high
  3. HailRelatively moderate
  4. Winter weatherRelatively moderate
  5. Inland floodingRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across LaPorte County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on LaPorte County and the Michigan City-La Porte, IN metro.

Mill Creek home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Mill Creek $327,693 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Mill Creek$327,693
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Mill Creek address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Mill Creek — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Mill Creek