Natick, Massachusetts.
Typical home $878,142 (+1.4% in a year), asking rent $2,944 (+4.2%). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$2,392 (+108%) since Jan 2020.
- 1 year
- Up $11,953 +1%
- $866,189$878,142 since Sep 2025
- 5 years
- Up $173,631 +25%
- $704,510$878,142 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Natick$4,609
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Natick, MA rose 1.4% over the past year — in step with the nation.
Asking rents in Natick, MA rose 4.2% over the past year — faster than the nation's +2.7%.
Owning the typical home in Natick runs $3,360/mo more than renting one. The gap peaked at $3,668 in May 2024.
That is $6,303 a month against $2,944 rent: a $4,609 mortgage payment, plus $754 property tax and $940 insurance & upkeep.
Owning vs renting — Natick
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$6,303
- Renting$2,944
- Mortgage only$4,609
Property tax · $754/mo 1.03% of value a year — the ACS 2020-2024 median bill over the median home value for Middlesex County, MA
Insurance & upkeep · $940/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Natick, Middlesex County, Massachusetts
Natick is a town of 37,006 people in Middlesex County. Half its households earn more than $138,538 a year and half less, against $130,847 across Middlesex County; 6% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Natick is a town where most homes are lived in by their owners, and household incomes run a little above the county's. Residents tend to be well educated, with a large majority of adults holding a four-year degree, and the typical home costs a good deal to buy or rent. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, and in manufacturing. Natick Schools and Metrowest Medical Center are among the largest workplaces in town, along with the Roche Bros supermarket. A fair number of people work from home, and the typical commute is a long one.
Things to do. The nearest well-known sights are a longer drive away. Boston Common is a garden in the middle of the city, and the Museum of Fine Arts Boston is one of the region's best-known museums. For time outdoors, the Charles River is a longer drive away, and Fenway Park is a stadium for baseball in the city.
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- 15,287households
- 71%of adults have a degree
- 6%below the poverty line
- 31 mintypical commute
- 25%work from home
What residents work in
Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 18°; warmest in July, with highs near 82° and lows near 62°. About 46 inches of snow and 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Natick weather station, under a mile away (NOAA).
Largest workplaces in Natick
- Natick SchoolsSchool district883FTE
- Metrowest Medical CenterGeneral hospital644FTE
- Roche Bros - NatickSupermarket groc not convenience store191
- FedExCourier and express delivery services174
- Mary Ann Morse Healthcare CenterSkilled nursing facilities164
- Nic+zoeClothing, women's, children's, and infants', merchant wholesalers157
- ServusBuilding cleaning services, janitorial150
- Macy'sDepartment stores149
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 2,365 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Inland floodingRelatively high
- LightningRelatively high
- HurricanesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Middlesex County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.
Natick home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Natick$878,142
- Massachusetts$655,219
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Natick listings, and the typical home goes pending in 20 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Natick22.73%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Natick20
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Natick81
New listings per month
Sellers arriving at the market.
- Natick33
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Natick$795,747
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Natick100.46%
Zip codes with a Natick address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Natick — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.