Orlando, Florida.
Typical home $372,775 (-1.1% in a year), asking rent $1,889 (+1.0%). Orlando-Kissimmee-Sanford, FL metro.
to buy the typical home at today's mortgage rate — +$1,034 (+112%) since Jan 2020.
- 1 year
- Down $3,996 -1%
- $376,771$372,775 since Sep 2025
- 5 years
- Up $68,063 +22%
- $304,711$372,775 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Orlando$1,957
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Orlando, FL fell 1.1% over the past year — slower than the nation's +1.2%.
Asking rents in Orlando, FL rose 1.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Orlando runs $703/mo more than renting one. The gap peaked at $927 in Oct 2023.
That is $2,592 a month against $1,889 rent: a $1,957 mortgage payment, plus $236 property tax and $399 insurance & upkeep.
Owning vs renting — Orlando
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,592
- Renting$1,889
- Mortgage only$1,957
Property tax · $236/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Orange County, FL
Insurance & upkeep · $399/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Orlando, Orange County, Florida
Orlando is a city of 307,573 people in Orange County. Half its households earn more than $72,336 a year and half less, against $79,719 across Orange County; 15% of its people live below the poverty line. 40% of its homes are lived in by their owners and 60% are rented. Unemployment in Orlando was 4.2% in August 2026, and Orange County had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Orlando is a city where most homes are rented rather than owned, with far more renters than across most of the country. The people who live here are younger than in many American cities, and household incomes run below the county's, while a good share of adults hold a four-year degree. Winters are mild, with little or no snow, and summers are hot and wet.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in restaurants, hotels and entertainment, and in shops. Among the largest workplaces in Orlando are AdventHealth Orlando, Orange Schools and Orlando Health. Job growth across Orange County has been slight over the past year, and a fair number of residents work from home.
Things to do. The best known places nearby are the theme parks, and Walt Disney World Resort, with its Magic Kingdom and Epcot, is a longer drive away. Universal Studios Florida is another amusement park a longer drive away, and SeaWorld Orlando, an aquarium and marine park, is also a longer drive away. For a game or a concert, Camping World Stadium is a stadium a longer drive away.
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- 131,179households
- 42%of adults have a degree
- 15%below the poverty line
- 26 mintypical commute
- 16%work from home
What residents work in
Employed residents by industry, from the Census survey. Orange County had 954,330 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 72° and lows near 50°; warmest in July, with highs near 92° and lows near 73°. About 51 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Orlando International Airport weather station, 5 miles away (NOAA).
Largest employers in Orlando
- Walt Disney World Resort75,000
- AdventHealth System37,672
- Universal Orlando Resort26,800
- Orlando Health24,978
- Lockheed Martin Corp.14,000
- University of Central Florida13,004
- Seaworld Parks & Entertainment5,192
- Darden Restaurants Inc.5,127
From the City of Orlando’s annual financial report for 2025, its schedule of principal employers (its source: “Metro Orlando Economic Development Commission; Orlando Business Journal”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Strong windRelatively high
- Hurricanesrelatively high in parts of OrlandoRelatively moderate
- Cold wavesrelatively high in parts of OrlandoRelatively moderate
- Tornadoesrelatively high in parts of OrlandoRelatively moderate
- Lightningrelatively high in parts of OrlandoRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Orlando’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Orange County and the Orlando-Kissimmee-Sanford, FL metro.
Orlando home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Orlando$372,775
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Orlando listings, and the typical home goes pending in 35 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Orlando27.93%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Orlando35
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Orlando4,171
New listings per month
Sellers arriving at the market.
- Orlando938
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Orlando$372,095
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Orlando97.22%
Zip codes with a Orlando address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Orlando — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Orlando
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 32828 | Orlando | 69,202 | $2,296 | $466,963 |
| 32822 | Orlando | 67,081 | $1,653 | $258,437 |
| 32825 | Orlando | 63,698 | $2,002 | $386,249 |
| 32818 | Orlando | 59,114 | $1,655 | $338,242 |
| 32824 | Orlando | 58,368 | $2,232 | $396,367 |
| 32837 | Orlando | 53,671 | $2,006 | $404,896 |
| 32839 | Orlando | 53,242 | $1,616 | $231,977 |
| 32835 | Orlando | 49,205 | $1,713 | $309,056 |
| 32811 | Orlando | 41,475 | $1,525 | $189,339 |
| 32832 | Orlando | 40,196 | $2,196 | $524,460 |
| 32817 | Orlando | 37,014 | $2,127 | $394,965 |
| 32810 | Orlando | 36,927 | $1,750 | $308,600 |
| 32812 | Orlando | 34,686 | $1,641 | $386,668 |
| 32807 | Orlando | 34,456 | $1,692 | $317,932 |
| 32809 | Orlando | 29,237 | $1,718 | $312,850 |
| 32826 | Orlando | 29,006 | $1,931 | $360,563 |
| 32821 | Orlando | 26,161 | $1,886 | $305,931 |
| 32806 | Orlando | 26,096 | $1,737 | $437,245 |
| 32803 | Orlando | 22,152 | $2,048 | $472,138 |
| 32804 | Orlando | 21,720 | $2,046 | $505,129 |
| 32829 | Orlando | 20,819 | $2,150 | $403,678 |
| 32827 | Orlando | 19,711 | $2,409 | $639,417 |
| 32805 | Orlando | 19,294 | $1,462 | $245,826 |
| 32801 | Orlando | 17,046 | $1,924 | $344,715 |
| 32833 | Orlando | 11,389 | — | $510,321 |
| 32814 | Orlando | 9,286 | $2,617 | $773,911 |