Owings, Maryland.
Typical home $611,566 (+0.1% in a year). Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,538 (+92%) since Jan 2020.
- 1 year
- Up $321 +0%
- $611,245$611,566 since Sep 2025
- 5 years
- Up $66,968 +12%
- $544,598$611,566 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Owings$3,210
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 30 years.
Typical home values in Owings, MD rose 0.1% over the past year — slower than the nation's +1.2%.
Living in Owings, Calvert County, Maryland
Owings, in Calvert County, had 2,141 people in the 2020 census. Half its households earn more than $176,378 a year and half less, against $133,922 across Calvert County; 1% of its people live below the poverty line. 94% of its homes are lived in by their owners and 6% are rented. Unemployment in Calvert County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Calvert County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Owings is a small community in Calvert County, Maryland, where nearly everyone lives in a home they own and very few households fall below the poverty line. Household incomes run well above the county's, and typical home values are high. A good share of adults hold a four-year degree, and a number of residents work from home. Winters are cold, with January the coldest month and daytime highs staying just above freezing, and some snow each year. Summers are warm, with July the hottest month, and rain and melted snow add up to a fair amount over the year.
Work. Residents of Owings work mostly in schools, hospitals and social care, in government, in professional and business services, and in the building trades. Across Calvert County, the largest workplaces include Calvert County Public Schools, Constellation, and Calvert Memorial Hospital. Unemployment across the county is lower than it was a year earlier, though the county has a few fewer jobs than it did the year before.
Things to do. The best-known places within reach are all a longer drive away. The Smithsonian Institution is a large group of museums, and the National Museum of Natural History and the National Air and Space Museum are among its best-loved. The National Mall, a long park in the middle of the city, ties together the monuments and museums, including the Washington Monument and the Lincoln Memorial.
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- 51%of adults have a degree
- 1%below the poverty line
- 13%work from home
What people in Calvert County work in
Employed residents by industry, from the Census survey. Calvert County had 22,528 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 88° and lows near 67°. About 16 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Upper Marlboro Nnw weather station, 13 miles away (NOAA).
Largest workplaces in Calvert County
- Calvert County Public SchoolsSchool district2,220FTE
- ConstellationElectric power generation, nuclear800
- Calvert Memorial HospitalGeneral hospital757FTE
- Chesapeake Technology InternationalApplications software programming services, custom computer218
- Asbury SolomonsRetirement communities, continuing care194
- Cove Point LNG (2)Pipeline terminal facilities, independently operated184
- WalmartDiscount department stores173
- Calvert Internal MedicineInternists' offices168
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 3,463 people in all across the county; Owings has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Owings’ census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Calvert County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Owings home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Owings$611,566
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Owings listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Owings25.00%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Owings29
New listings per month
Sellers arriving at the market.
- Owings12
Zip codes with a Owings address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Owings — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.