Oxford, Massachusetts.
Typical home $431,708 (+2.5% in a year). Worcester, MA-CT metro.
to buy the typical home at today's mortgage rate — +$1,283 (+131%) since Jan 2020.
- 1 year
- Up $10,660 +3%
- $421,048$431,708 since Sep 2025
- 5 years
- Up $101,285 +31%
- $330,423$431,708 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oxford$2,266
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Oxford, MA rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Oxford, Worcester County, Massachusetts
Oxford, in Worcester County, had 5,928 people in the 2020 census. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Worcester County was 4.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Worcester County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Oxford is a small community in Worcester County where most homes are lived in by their owners, well above the share across the county as a whole. Typical home values here are high, and incomes in the county run on the comfortable side. Winters are cold and snowy, with January the coldest month, and summers are warm in July, with plenty of rain and melted snow through the year.
Work. Residents work mostly in schools, hospitals and social care, with professional and business services, manufacturing and retail also employing many people. Among the largest workplaces in Oxford are Demoulas Super Markets, Oxford Schools and Swissturn USA. Commutes are fairly long, and a good number of people work from home, while the job market across the county has been growing slightly.
Things to do. The Clara Barton Homestead, a museum, and the Huguenot Fort are both in or beside town, which makes them easy places to learn some local history. A short drive away are Lake Chaubunagungamaug, a lake good for time by the water, and Spencer State Forest, a protected area for walking and quiet outdoors. Thompson International Speedway, a race track, is also a short drive away.
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- 2,146households
- 31%of adults have a degree
- 11%below the poverty line
- 32 mintypical commute
- 16%work from home
What people in Worcester County work in
Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 15°; warmest in July, with highs near 82° and lows near 60°. About 47 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Buffumville Lake weather station, 2 miles away (NOAA).
Largest workplaces in Oxford
- Demoulas Super Markets579
- Oxford SchoolsSchool district229FTE
- Swissturn USAMachine shops54
- OxfordMail and parcel delivery22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 655 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively moderate
- HurricanesRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
- Cold wavesRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Oxford’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.
Oxford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Oxford$431,708
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Oxford listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Oxford27.13%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Oxford40
New listings per month
Sellers arriving at the market.
- Oxford19
Zip codes with a Oxford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Oxford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Oxford
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 01540 | Oxford | 10,979 | — | $432,024 |
| 01537 | North Oxford | 2,278 | — | $413,365 |