Pepperell, Massachusetts.
Typical home $595,641 (+2.2% in a year). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$1,736 (+125%) since Jan 2020.
- 1 year
- Up $13,094 +2%
- $582,548$595,641 since Sep 2025
- 5 years
- Up $122,764 +26%
- $472,878$595,641 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Pepperell$3,126
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Pepperell, MA rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Pepperell, Middlesex County, Massachusetts
Pepperell, in Middlesex County, had 2,390 people in the 2020 census. Half its households earn more than $76,726 a year and half less, against $130,847 across Middlesex County; 11% of its people live below the poverty line. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in professional services, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Pepperell is a small community in Middlesex County, and homes here carry a high typical value even though household incomes in town run well below the county's. A fair number of adults hold a four-year degree. Winters are cold, with January the coldest month, and summers turn warm in July; rain and melted snow add up to a good amount over the year.
Work. Residents work mostly in professional and business services, manufacturing, schools, hospitals and social care, and in restaurants, hotels and entertainment. The commute is a fairly long one, and a share of people work from home. Across Middlesex County, some of the largest workplaces are Harvard University, Massachusetts Institute of Technology and Mass General Brigham, and the county has lost a few jobs over the past year.
Things to do. The Nissitissit River runs in or beside town, and the Squannacook River and Mine Falls Park, a park, are each a short drive away. A longer drive brings you to Walden Pond, a reservoir that is among the best known places in the region.
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- 937households
- 39%of adults have a degree
- 11%below the poverty line
- 34 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 14°; warmest in July, with highs near 85° and lows near 62°. About 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Nashua Cwsu weather station, 7 miles away (NOAA).
Largest workplaces in Middlesex County
- Harvard UniversityUniversity or college20,667
- Massachusetts Institute of TechnologyUniversity or college14,957
- BSCInstruments, mechanical microsurgical, manufacturing9,812
- Mass General BrighamCorporate offices9,695
- Tufts UniversityUniversity or college5,494
- Boston CollegeUniversity or college4,526
- Cambridge Health AllianceGeneral hospital3,806FTE
- Lahey Medical CenterHospitals, general medical and surgical3,793
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1,245 workplaces with 20 or more staff, 239,905 people in all across the county; Pepperell has one of its own. Colleges come from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Pepperell’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.
Pepperell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Pepperell$595,641
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Pepperell listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Pepperell26.56%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Pepperell24
New listings per month
Sellers arriving at the market.
- Pepperell10
Zip codes with a Pepperell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Pepperell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.