Saugus, Massachusetts.
Typical home $682,928 (+1.1% in a year), asking rent $3,057 . Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$1,839 (+105%) since Jan 2020.
- 1 year
- Up $7,628 +1%
- $675,300$682,928 since Sep 2025
- 5 years
- Up $114,351 +20%
- $568,577$682,928 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Saugus$3,585
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Saugus, MA rose 1.1% over the past year — in step with the nation.
Living in Saugus, Essex County, Massachusetts
Saugus, in Essex County, had 28,619 people in the 2020 census. Half its households earn more than $101,539 a year and half less, against $101,883 across Essex County; 6% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Essex County was 4.6% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Saugus is a Massachusetts community in Essex County where most homes are lived in by their owners, and the people tend to be somewhat older than in many places. Household incomes are close to the county's, and few residents live below the poverty line. Homes and rents here cost more than in much of the country. Winters are cold and snowy, with January the coldest month, and summers are warm in July, with plenty of rain and melted snow through the year.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in shops and in the building trades. Some of the biggest workplaces in town are Walmart, Saugus Schools and Target. A good number of residents work from home, and the typical commute is a fairly long one.
Things to do. A short drive away is Boston Common, a garden in the middle of the city, and the Freedom Trail, a walking trail past the city's historic sites. The Museum of Fine Arts Boston is also a short drive away, and Gillette Stadium, home to big sporting events, is a longer drive.
Report a mistake
- 10,958households
- 31%of adults have a degree
- 6%below the poverty line
- 30 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Essex County had 326,688 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 18°; warmest in July, with highs near 84° and lows near 63°. About 64 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Reading weather station, 7 miles away (NOAA).
Largest workplaces in Saugus
- WalmartWarehouse clubs and supercenters316
- Saugus SchoolsSchool district296FTE
- TargetDiscount department stores216
- UPSCouriers and express delivery services197
- Lowe's Companies, INCHomecenter154
- Stop & ShopGrocery stores134
- Macy'sDepartment stores131
- Chestnut Woods OperatorSkilled nursing facilities97
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 16 workplaces with 20 or more staff, 1,727 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively high
- Coastal floodingrelatively high in parts of SaugusRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Saugus’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Essex County and the Boston-Cambridge-Newton, MA-NH metro.
Saugus home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Saugus$682,928
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Saugus listings, and the typical home goes pending in 11 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Saugus27.53%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Saugus11
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Saugus64
New listings per month
Sellers arriving at the market.
- Saugus26
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Saugus$660,158
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Saugus103.44%
Zip codes with a Saugus address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Saugus — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.