States · Indiana · De Kalb County

Spencerville, Indiana.

. Auburn, IN metro.

What it costs per month · Spencerville $1,350/mo

to buy the typical home at today's mortgage rate — +$758 (+128%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Indiana$1,350
  • United States$1,922

Living in Spencerville, DeKalb County, Indiana

Spencerville is in DeKalb County. Unemployment in DeKalb County was 3.2% in August 2026, and the county had 2.8% fewer jobs in 2025 than the year before. The most people in DeKalb County work in manufacturing, then schools and health care.

People The Census does not count Spencerville on its own.
Household income Too few homes in Spencerville for the Census survey to measure.
Unemployment 3.2% DeKalb County, August 2026; 3.3% a year before
Homes Too few homes in Spencerville for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Spencerville is a community in DeKalb County, in the northeastern part of Indiana. Its residents live in a county of small towns and farmland, with the wider region close by. Winters are cold, summers are warm, and rain and melted snow fall over much of the year.

Work. Residents work in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Commutes to work are fairly brief, which keeps much of daily life close to home.

Things to do. The Auburn Cord Duesenberg Automobile Museum, a museum devoted to classic automobiles, is a short drive away. Farther off, the St. Joseph River and the Fort Wayne Children's Zoo are each a longer drive away.

Report a mistake
  • 19 mintypical commute

What people in DeKalb County work in

  • Manufacturing34%
  • Schools, hospitals and social care20%
  • Shops (retail)9%
  • Building trades7%
  • Professional and business services6%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. DeKalb County had 21,585 jobs in 2025, 2.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 33° and 17°; warmest in July, 85° and 61° 20° 40° 60° 80° J 33° 17° F M A M J J 85° 61° A S O N D
Average daily high and low for each month: coldest in January, 33° and 17°; warmest in July, 85° and 61° 20° 40° 60° 80° J 33° 17° F M A M J J 85° 61° A S O N D

Coldest in January, with highs near 33° and lows near 17°; warmest in July, with highs near 85° and lows near 61°. About 35 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Hicksville weather station, 9 miles away (NOAA).

Largest workplaces in DeKalb County

  1. Steel Dynamics, Inc. - Flat Roll Group - ButlerSteel manufacturing1,087
  2. Fortune Brands InnovationManufacturer of doors861
  3. WalmartRefrigerated warehousing and storage755
  4. Nucor Building SystemsBuildings, prefabricated metal, manufacturing546
  5. DeKalb Co Ctl United Sch Dist SchoolsSchool district440FTE
  6. WalmartWarehouse clubs and supercenters343
  7. Multimatic IndianaJob stampings, automotive, metal, manufacturing335
  8. DeKalb Co Eastern Com Sch Dist SchoolsSchool district318FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 65 workplaces with 20 or more staff, 10,841 people in all across the county; Spencerville has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively moderate
  2. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across DeKalb County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeKalb County and the Auburn, IN metro.

Spencerville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 7 2026 Spencerville 7
4 5 6 7 2026
  • Spencerville7

Zip codes with a Spencerville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Spencerville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Spencerville