Templeton, Massachusetts.
Typical home $417,653 (+2.5% in a year). Worcester, MA-CT metro.
to buy the typical home at today's mortgage rate — +$1,305 (+147%) since Jan 2020.
- 1 year
- Up $10,360 +3%
- $407,292$417,653 since Sep 2025
- 5 years
- Up $101,330 +32%
- $316,322$417,653 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Templeton$2,192
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Templeton, MA rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Templeton, Worcester County, Massachusetts
Templeton is a town of 8,149 people in Worcester County. Half its households earn more than $101,154 a year and half less, against $95,939 across Worcester County; 11% of its people live below the poverty line. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Worcester County was 4.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Templeton is a small town where nearly all homes are lived in by their owners, a much more settled pattern than in many places. Household incomes run a little above the county's, and most adults do not hold a four-year degree. Winters are cold and snowy, with January the coldest month and highs staying around freezing, while July is the warmest and pleasantly warm, and rain and melted snow come through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, professional and business services, and the building trades also employing a good number. Among the largest workplaces in town are Narragansett Schools, Seaman Paper Company of Massachusetts and Graves Concrete. The commute is a fairly long one for many people, and a share of residents work from home.
Things to do. Much of what is nearby is open ground. Dunn State Park, a protected area, and Doane's Falls, a waterfall, are both a short drive away, as is Harvard Forest, another protected area. For a museum, the Fitchburg Art Museum is a longer drive away.
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- 3,224households
- 27%of adults have a degree
- 11%below the poverty line
- 28 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 32° and lows near 12°; warmest in July, with highs near 82° and lows near 59°. About 51 inches of snow and 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Birch Hill Dam weather station, 5 miles away (NOAA).
Largest workplaces in Templeton
- Narragansett SchoolsSchool district202FTE
- Cutting Edge StaffingMental health facilities, residential104
- Seaman Paper Company of MassachusettsPaper manufacturing66
- Graves ConcreteReady-mix concrete manufacturing and distributing43
- JBM ServicesPallets, wood or wood and metal combination, manufacturing41
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 254 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windRelatively high
- HurricanesRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Worcester County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.
Templeton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Templeton$417,653
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Templeton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Templeton28.46%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Templeton22
New listings per month
Sellers arriving at the market.
- Templeton8
Zip codes with a Templeton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Templeton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Templeton
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 01468 | Templeton | 4,183 | — | $422,584 |
| 01436 | Baldwinville | 3,720 | — | $402,278 |