States · North Carolina · Ashe County

Todd, North Carolina.

Typical home $458,603 (-0.4% in a year). Boone, NC metro.

What it costs per month · Todd $2,407/mo

to buy the typical home at today's mortgage rate — +$1,363 (+131%) since Jan 2020.

What the home itself did
1 year
Down $1,651 -0%
$460,254$458,603 since Sep 2025
5 years
Up $82,853 +22%
$375,750$458,603 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Todd $2,407 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Todd$2,407
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Todd, NC fell 0.4% over the past year — slower than the nation's +1.2%.

Living in Todd, Ashe County, North Carolina

The Census does not count Todd on its own, so the figures here are Ashe County's. Half the county's households earn more than $56,866 a year and half less; 14% of the county's people live below the poverty line. 79% of the county's homes are lived in by their owners and 21% are rented. Unemployment in Ashe County was 2.9% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Ashe County work in schools and health care, then manufacturing.

People 27,000 about, in Ashe County: the Census does not count Todd on its own
Household income $56,866 the median in Ashe County, give or take $4,577
Unemployment 2.9% Ashe County, August 2026; 3.6% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Todd is a small town in Ashe County, in the mountains of northwest North Carolina. Across the county, more homes are lived in by their owners than by renters, and the typical resident is older than most people in the country. Incomes are lower than the national average, and winters are colder and snowier than in most of the country, while summers are mild and the rain is plentiful.

Work. Many residents work in schools, hospitals and social care, manufacturing, shops, or the building trades. Unemployment is lower than it was a year earlier, and the number of jobs grew only slightly. Few people work from home, so most travel to a workplace, and the typical drive is shorter than in many larger areas.

Things to do. Elk Knob State Park is a protected area a short drive away, and it is a good choice for walks and quiet time outdoors. Mountain Bogs National Wildlife Refuge, also a protected area and a short drive away, offers a different kind of landscape to explore. Kidd Brewer Stadium, a short drive away, is a stadium for those who enjoy watching local events.

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  • 12,201households
  • 49.8median age
  • 26%of adults have a degree
  • 14%below the poverty line
  • 25 mintypical commute
  • 9%work from home

What people in Ashe County work in

  • Schools, hospitals and social care23%
  • Manufacturing15%
  • Shops (retail)14%
  • Building trades10%
  • Professional and business services8%
  • Banks, insurance and property6%

Employed residents by industry, from the Census survey. Ashe County had 7,503 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 41° and 22°; warmest in July, 79° and 58° 20° 30° 40° 50° 60° 70° 80° J 41° 22° F M A M J J 79° 58° A S O N D
Average daily high and low for each month: coldest in January, 41° and 22°; warmest in July, 79° and 58° 20° 30° 40° 50° 60° 70° 80° J 41° 22° F M A M J J 79° 58° A S O N D

Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 79° and lows near 58°. About 26 inches of snow and 59 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Boone Southeast weather station, 9 miles away (NOAA).

Largest workplaces in Ashe County

  1. American Emergency VehiclesAmbulance manufacturing474
  2. Ashe County SchoolsSchool district425FTE
  3. GE Aerospace317
  4. WalmartWarehouse clubs and supercenters252
  5. Ashe Memorial HospitalCritical access hospital246FTE
  6. County of AsheLaw enforcement statistics centers, government200
  7. Skyline Telephone MembershipTelecommunications carriers, wired159
  8. United Chemi-ConCapacitors, electronic, fixed and variable, manufacturing147

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,996 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. Cold wavesRelatively moderate
  3. Strong windRelatively moderate
  4. Inland floodingRelatively moderate
  5. DroughtRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Ashe County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Ashe County and the Boone, NC metro.

Todd home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Todd $458,603 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Todd$458,603
  • North Carolina$332,159
  • United States$366,157
Property tax, 2026 roll $1,962/yr median bill inside Todd, effective 0.38% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Todd listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 2026 Todd 25.23% United States 26.90%
20% 25% 30% 2026
  • Todd25.23%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2022 2023 2024 2025 2026 Todd 40
10 20 30 40 2022 2024 2026
  • Todd40

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Todd 12
5 8 10 12 2026
  • Todd12

Zip codes with a Todd address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Todd — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Todd