States · Massachusetts · Middlesex County

Townsend, Massachusetts.

Typical home $504,851 (+1.5% in a year). Boston-Cambridge-Newton, MA-NH metro.

What it costs per month · Townsend $2,650/mo

to buy the typical home at today's mortgage rate — +$1,469 (+124%) since Jan 2020.

What the home itself did
1 year
Up $7,607 +2%
$497,244$504,851 since Sep 2025
5 years
Up $110,256 +28%
$394,595$504,851 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Townsend $2,650 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Townsend$2,650
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Townsend, MA rose 1.5% over the past year — faster than the nation's +1.2%.

Living in Townsend, Middlesex County, Massachusetts

Townsend, in Middlesex County, had 1,213 people in the 2020 census. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,213 in the 2020 census
Household income Too few homes in Townsend for the Census survey to measure.
Unemployment 4.0% Middlesex County, August 2026; 4.3% a year before
Homes Too few homes in Townsend for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Townsend is a small community in Middlesex County, with a population that keeps it among the smaller towns in the area. Winters are cold, with January the coldest month, and summers are warm, peaking in July. Rain and melted snow add up to a fair amount over the year, so the seasons are clearly marked. Homes here are valued above what is typical across much of the country, and a notable share of residents live below the poverty line.

Work. Residents work mostly in schools, hospitals and social care, followed by shops, the building trades, and restaurants, hotels and entertainment. The typical commute is a long one, which suggests many people travel some distance to their jobs. Across Middlesex County, the largest workplaces include Harvard University, the Massachusetts Institute of Technology and Mass General Brigham. Unemployment in the county has eased a little over the past year, though the county has fewer jobs than it did the year before.

Things to do. A short drive away, Pearl Hill State Park is a protected area for time outdoors, and the Fitchburg Art Museum offers a museum visit close to home. Whalom Park, an amusement park, is also a short drive off. For a longer outing, Walden Pond, a reservoir, is a longer drive away.

Report a mistake
  • 16%below the poverty line
  • 44 mintypical commute

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)14%
  • Building trades10%
  • Restaurants, hotels and entertainment10%
  • Manufacturing9%
  • Banks, insurance and property9%

Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 34° and 15°; warmest in July, 81° and 61° 20° 40° 60° 80° J 34° 15° F M A M J J 81° 61° A S O N D
Average daily high and low for each month: coldest in January, 34° and 15°; warmest in July, 81° and 61° 20° 40° 60° 80° J 34° 15° F M A M J J 81° 61° A S O N D

Coldest in January, with highs near 34° and lows near 15°; warmest in July, with highs near 81° and lows near 61°. About 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Fitchburg Coop weather station, 6 miles away (NOAA).

Largest workplaces in Middlesex County

  1. Harvard UniversityUniversity or college20,667
  2. Massachusetts Institute of TechnologyUniversity or college14,957
  3. BSCInstruments, mechanical microsurgical, manufacturing9,812
  4. Mass General BrighamCorporate offices9,695
  5. Tufts UniversityUniversity or college5,494
  6. Boston CollegeUniversity or college4,526
  7. Cambridge Health AllianceGeneral hospital3,806FTE
  8. Lahey Medical CenterHospitals, general medical and surgical3,793

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1,245 workplaces with 20 or more staff, 239,905 people in all across the county; Townsend has one of its own. Colleges come from IPEDS (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively moderate
  2. Ice stormsRelatively moderate
  3. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Townsend’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.

Townsend home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Townsend $504,851 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Townsend$504,851
  • Massachusetts$655,219
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Townsend listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

22% 24% 26% 2026 Townsend 25.34% United States 26.90%
22% 24% 26% 2026
  • Townsend25.34%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Townsend 20
10 20 30 40 2018 2022 2026
  • Townsend20

New listings per month

Sellers arriving at the market.

8 9 10 11 2026 Townsend 9
8 9 10 11 2026
  • Townsend9

Zip codes with a Townsend address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Townsend — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Townsend