States · Massachusetts · Worcester County

Upton, Massachusetts.

Typical home $709,920 (+1.4% in a year). Worcester, MA-CT metro.

What it costs per month · Upton $3,726/mo

to buy the typical home at today's mortgage rate — +$2,054 (+123%) since Jan 2020.

What the home itself did
1 year
Up $9,598 +1%
$700,322$709,920 since Sep 2025
5 years
Up $148,401 +26%
$561,519$709,920 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Upton $3,726 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Upton$3,726
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Upton, MA rose 1.4% over the past year — in step with the nation.

Living in Upton, Worcester County, Massachusetts

Upton, in Worcester County, had 3,090 people in the 2020 census. Half its households earn more than $110,900 a year and half less, against $95,939 across Worcester County; 3% of its people live below the poverty line. Unemployment in Worcester County was 4.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 3,090 in the 2020 census
Household income $110,900 the median, give or take $14,424 · Worcester County: $95,939
Unemployment 4.5% Worcester County, August 2026; 4.8% a year before
Homes Too few homes in Upton for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Upton is a small town in Worcester County where household incomes run higher than across the county and few residents live below the poverty line. Homes here are valued well above what many Massachusetts towns see. Winters are cold and snowy, with January the coldest month, and summers turn warm by July. Rain and melted snow add up to a good deal over the year.

Work. Many residents work in schools, hospitals and social care, with others in shops, professional and business services, and manufacturing. Across Worcester County, the largest workplaces include UMass Memorial Health, the University of Massachusetts Chan Medical School and Worcester Schools. The typical commute is fairly long, and the county's unemployment rate is a little lower than a year ago, with slightly more jobs than the year before.

Things to do. The Charles River is a short drive away and suits time on the water or along its banks. A longer drive brings you to Lake Chaubunagungamaug, a large lake, and to the Museum of Fine Arts Boston, one of the region's well-known museums. Fenway Park, also a longer drive away, is the stadium where Boston's baseball team plays.

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  • 1,218households
  • 3%below the poverty line
  • 36 mintypical commute

What residents work in

  • Schools, hospitals and social care25%
  • Shops (retail)18%
  • Professional and business services15%
  • Manufacturing10%
  • Building trades9%
  • Other services5%

Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 17°; warmest in July, 84° and 61° 20° 40° 60° 80° J 38° 17° F M A M J J 84° 61° A S O N D
Average daily high and low for each month: coldest in January, 38° and 17°; warmest in July, 84° and 61° 20° 40° 60° 80° J 38° 17° F M A M J J 84° 61° A S O N D

Coldest in January, with highs near 38° and lows near 17°; warmest in July, with highs near 84° and lows near 61°. About 52 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the West Medway weather station, 10 miles away (NOAA).

Largest workplaces in Worcester County

  1. UMass Memorial HealthGeneral medical and surgical hospitals18,140
  2. University of Massachusetts Chan Medical SchoolUniversity or college5,780
  3. Worcester SchoolsSchool district4,289FTE
  4. AmazonGeneral warehousing and storage2,457
  5. Waters- MilfordChromatographic instruments, laboratory-type, manufacturing2,249
  6. Consigli Construction CompanyConstruction management, commercial and institutional building1,800
  7. Bristol-Myers Squibb CompanyPharmaceutical preparations manufacturing1,785
  8. Venture Community ServicescIntellectual and developmental disability facilities, residential1,673

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 671 workplaces with 20 or more staff, 116,907 people in all across the county; Upton has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively moderate
  2. HurricanesRelatively moderate
  3. Inland floodingRelatively moderate
  4. Strong windRelatively moderate
  5. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Upton’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.

Upton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Upton $709,920 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Upton$709,920
  • Massachusetts$655,219
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Upton listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 15% 20% 25% 2026 Upton 24.53% United States 26.90%
10% 15% 20% 25% 2026
  • Upton24.53%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Upton 41
10 20 30 40 50 2018 2022 2026
  • Upton41

New listings per month

Sellers arriving at the market.

5 10 15 2026 Upton 13
5 10 15 2026
  • Upton13

Zip codes with a Upton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Upton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Upton