Vancouver, Washington.
Typical home $498,160 (-0.1% in a year), asking rent $1,803 (+0.5%). Portland-Vancouver-Hillsboro, OR-WA metro.
to buy the typical home at today's mortgage rate — +$1,326 (+103%) since Jan 2020.
- 1 year
- Down $473 -0%
- $498,633$498,160 since Sep 2025
- 5 years
- Up $50,519 +11%
- $447,641$498,160 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Vancouver$2,615
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 32 years.
Typical home values in Vancouver, WA fell 0.1% over the past year — slower than the nation's +1.2%.
Asking rents in Vancouver, WA rose 0.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Vancouver runs $1,686/mo more than renting one. The gap peaked at $1,867 in Oct 2023.
That is $3,489 a month against $1,803 rent: a $2,615 mortgage payment, plus $341 property tax and $533 insurance & upkeep.
Owning vs renting — Vancouver
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,489
- Renting$1,803
- Mortgage only$2,615
Property tax · $341/mo 0.82% of value a year — the ACS 2020-2024 median bill over the median home value for Clark County, WA
Insurance & upkeep · $533/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Vancouver, Clark County, Washington
Vancouver is a city of 190,915 people in Clark County. Half its households earn more than $81,338 a year and half less, against $97,536 across Clark County; 10% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Vancouver was 4.9% in August 2026, and Clark County had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Vancouver is a city on the north bank of the Columbia River, in Clark County. Its residents are around the age of the typical American, and about as many households rent as own. Incomes run below the county's, and homes and rents are costly. Winters are cool and damp, with December the coldest month, while August is warm and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, with shops, professional and business services, and manufacturing close behind. The largest workplaces in the city are PeaceHealth Southwest Medical Center, the Vancouver School District and the Evergreen School District. A good number of people work from home, and the typical commute is a short one.
Things to do. Fort Vancouver, a historic fort, is a short drive away, and Fort Vancouver National Historic Site covers the grounds around it. Across the river, the International Rose Test Garden is a botanical garden a short drive away, and Multnomah Falls, a waterfall, is a longer drive.
Report a mistake
- 81,504households
- 32%of adults have a degree
- 10%below the poverty line
- 23 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Clark County had 182,798 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 46° and lows near 35°; warmest in August, with highs near 82° and lows near 57°. About 37 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Vancouver Pearson Airport weather station, 3 miles away (NOAA).
Largest workplaces in Vancouver
- Peacehealth Southwest Medical CenterGeneral hospital2,910FTE
- Vancouver School DistrictSchool district2,732FTE
- Evergreen School District (Clark)School district2,515FTE
- Clark County-State of WashingtonGeneral public administration1,724
- PH Shared Services-AdministrationHealthcare1,439
- Department of EnergyFederal government1,286
- Veterans Health AdministrationFederal government · Department of Veterans Affairs1,165
- Clark CollegeUniversity or college1,112
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 180 workplaces with 20 or more staff, 26,921 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Earthquakesrelatively high in parts of VancouverRelatively moderate
- Cold wavesrelatively high in parts of VancouverRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Vancouver’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clark County and the Portland-Vancouver-Hillsboro, OR-WA metro.
Vancouver home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Vancouver$498,160
- Washington$587,533
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Vancouver listings, and the typical home goes pending in 27 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Vancouver35.74%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Vancouver27
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Vancouver1,386
New listings per month
Sellers arriving at the market.
- Vancouver380
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Vancouver$502,520
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Vancouver99.42%
Zip codes with a Vancouver address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Vancouver — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Vancouver
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 98682 | Vancouver | 68,305 | $1,698 | $491,615 |
| 98661 | Vancouver | 50,743 | $1,668 | $448,062 |
| 98662 | Vancouver | 37,723 | $1,808 | $473,232 |
| 98684 | Vancouver | 37,298 | $1,994 | $480,612 |
| 98683 | Vancouver | 32,107 | $1,783 | $550,467 |
| 98685 | Vancouver | 30,607 | $2,468 | $581,747 |
| 98665 | Vancouver | 28,910 | $1,768 | $490,270 |
| 98664 | Vancouver | 23,845 | $1,682 | $464,852 |
| 98686 | Vancouver | 21,243 | $2,083 | $581,916 |
| 98663 | Vancouver | 16,202 | $1,688 | $464,521 |
| 98660 | Vancouver | 13,212 | $1,964 | $457,715 |