Warrensburg, Missouri.
Typical home $270,905 (+3.3% in a year), asking rent $1,101 (+5.9%). Warrensburg, MO metro.
to buy the typical home at today's mortgage rate — +$747 (+111%) since Jan 2020.
- 1 year
- Up $8,723 +3%
- $262,181$270,905 since Sep 2025
- 5 years
- Up $43,653 +19%
- $227,252$270,905 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Warrensburg$1,422
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Warrensburg, MO rose 3.3% over the past year — faster than the nation's +1.2%.
Asking rents in Warrensburg, MO rose 5.9% over the past year — faster than the nation's +2.7%.
Owning the typical home in Warrensburg runs $761/mo more than renting one. The gap peaked at $854 in Oct 2023.
That is $1,862 a month against $1,101 rent: a $1,422 mortgage payment, plus $150 property tax and $290 insurance & upkeep.
Owning vs renting — Warrensburg
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,862
- Renting$1,101
- Mortgage only$1,422
Property tax · $150/mo 0.66% of value a year — the ACS 2020-2024 median bill over the median home value for Johnson County, MO
Insurance & upkeep · $290/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Warrensburg, Johnson County, Missouri
Warrensburg is a city of 19,337 people in Johnson County. Half its households earn more than $57,067 a year and half less, against $67,272 across Johnson County; 16% of its people live below the poverty line. 46% of its homes are lived in by their owners and 54% are rented. Unemployment in Johnson County was 4.3% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Warrensburg is a small city in Johnson County, and it is a young one: residents are far younger on average than in most American towns, which fits a place built around a university. Incomes run below the county's, and more people live below the poverty line than you might expect, while fewer homes are lived in by their owners than in much of the country, so renting is common. A good share of adults hold a four-year degree, and the ride to work is a short one for most people. Winters are cold, with January the coldest month and highs staying near freezing, and summers turn hot in July, with rain and melted snow spread through the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. The largest workplaces in Warrensburg include the University of Central Missouri, the battery maker Enersys, and Warrensburg R-VI Schools. Unemployment across Johnson County has eased slightly over the past year, and the county has added a few more jobs. Working from home is unusual here, since most jobs are done in person.
Things to do. The closest outdoor choice is Knob Noster State Park, a protected area a short drive away. Post Oak Creek, also a short drive off, is a place to be near running water. For a longer outing, Rock Island Trail State Park is another protected area, a longer drive away.
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- 7,441households
- 38%of adults have a degree
- 16%below the poverty line
- 20 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Johnson County had 16,381 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 18°; warmest in July, with highs near 90° and lows near 67°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Warrensburg 4NW weather station, 4 miles away (NOAA).
Largest workplaces in Warrensburg
- University of Central MissouriUniversity or college1,303
- EnersysLead acid storage batteries manufacturing600
- Warrensburg R-VI SchoolsSchool district534FTE
- Western Missouri Medical CenterGeneral hospital501FTE
- WalmartWarehouse clubs and supercenters410
- RISE Community Services161
- Lowe's Companies, INCHomecenter126
- KB SignalingRailroad signaling equipment manufacturing105
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 2,466 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Winter weatherRelatively high
- Heat wavesRelatively high
- Ice stormsrelatively high in parts of WarrensburgRelatively moderate
- HailRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Warrensburg’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Johnson County and the Warrensburg, MO metro.
Warrensburg home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Warrensburg$270,905
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Warrensburg listings, and the typical home goes pending in 21 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Warrensburg30.12%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Warrensburg21
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Warrensburg131
New listings per month
Sellers arriving at the market.
- Warrensburg41
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Warrensburg$283,665
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Warrensburg98.18%
Zip codes with a Warrensburg address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Warrensburg — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.