Westford, Massachusetts.
Typical home $827,200 (+0.2% in a year), asking rent $3,055 (+4.4%). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$2,301 (+113%) since Jan 2020.
- 1 year
- Up $2,040 +0%
- $825,161$827,200 since Sep 2025
- 5 years
- Up $157,370 +23%
- $669,831$827,200 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Westford$4,342
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Westford, MA rose 0.2% over the past year — slower than the nation's +1.2%.
Asking rents in Westford, MA rose 4.4% over the past year — faster than the nation's +2.7%.
Owning the typical home in Westford runs $2,882/mo more than renting one. The gap peaked at $3,250 in Jan 2025.
That is $5,938 a month against $3,055 rent: a $4,342 mortgage payment, plus $710 property tax and $886 insurance & upkeep.
Owning vs renting — Westford
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$5,938
- Renting$3,055
- Mortgage only$4,342
Property tax · $710/mo 1.03% of value a year — the ACS 2020-2024 median bill over the median home value for Middlesex County, MA
Insurance & upkeep · $886/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Westford, Middlesex County, Massachusetts
Westford is a town of 24,643 people in Middlesex County. Half its households earn more than $187,198 a year and half less, against $130,847 across Middlesex County; 3% of its people live below the poverty line. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Westford is a town in Middlesex County where most homes are lived in by their owners, and incomes run well above the county's. Few residents live below the poverty line, and a large majority of adults hold a four-year degree. Winters are cold and snowy, with January the coldest month, while July brings warm summer days, and rain and melted snow add up over the year to a fairly wet climate.
Work. Residents work mainly in schools, hospitals and social care, in professional and business services, in manufacturing, and in banks, insurance and property. Westford Schools, Abbott and NETSCOUT Systems are among the town's largest workplaces. The commute is on the long side, and a good number of people work from home.
Things to do. The Concord River is a short drive away and makes for an easy outing on the water or along its banks. The Museum of Fine Arts Boston, an art museum, and Walden Pond, a reservoir, are each a longer drive away. Boston Common, a garden in the middle of the city, is another longer drive.
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- 8,795households
- 74%of adults have a degree
- 3%below the poverty line
- 31 mintypical commute
- 27%work from home
What residents work in
Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 16°; warmest in July, with highs near 85° and lows near 61°. About 49 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lowell weather station, 6 miles away (NOAA).
Largest workplaces in Westford
- Westford SchoolsSchool district721FTE
- CynosureLaser systems and equipment, medical, manufacturing381
- AbbottSurgical and medical instrument manufacturing337
- Raytheon_Westford300
- NETSCOUT Systems, WestfordSoftware analysis and design services, custom computer294
- Nashoba Valley Ski AreaAlpine skiing facilities without accommodations130
- Hitachi High-Tech AmericaSemiconductor devices merchant wholesalers51
- Materion - WestfordOptical instrument and lens manufacturing50
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,680 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Inland floodingRelatively high
- LightningRelatively high
- HurricanesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Middlesex County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.
Westford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Westford$827,200
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Westford listings, and the typical home goes pending in 9 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Westford22.50%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Westford9
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Westford53
New listings per month
Sellers arriving at the market.
- Westford23
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Westford$749,225
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Westford101.07%
Zip codes with a Westford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.