States · Massachusetts · Worcester County

Westminster, Massachusetts.

Typical home $537,983 (+2.7% in a year). Worcester, MA-CT metro.

What it costs per month · Westminster $2,824/mo

to buy the typical home at today's mortgage rate — +$1,625 (+136%) since Jan 2020.

What the home itself did
1 year
Up $14,012 +3%
$523,970$537,983 since Sep 2025
5 years
Up $130,214 +32%
$407,768$537,983 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Westminster $2,824 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Westminster$2,824
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Westminster, MA rose 2.7% over the past year — faster than the nation's +1.2%.

Living in Westminster, Worcester County, Massachusetts

Westminster is a town of 8,213 people in Worcester County. Half its households earn more than $106,331 a year and half less, against $95,939 across Worcester County; 2% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Worcester County was 4.5% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 8,213 in the 2020 census; median age 48.3
Household income $106,331 the median, give or take $21,852 · Worcester County: $95,939
Unemployment 4.5% Worcester County, August 2026; 4.8% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Westminster is a small town in Worcester County where the population is older than in much of the country and nearly everyone owns their home. Household incomes run above the county's, very few residents live below the poverty line, and homes are valued well above what is typical elsewhere. Winters are cold and very snowy, with summers that turn pleasantly warm in July and steady precipitation spread through the year.

Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, manufacturing and government. Workplaces in town include Seaboard Folding Box, which makes food containers from paperboard, and Recovery Centers of America, a residential treatment facility. Commutes are of moderate length, and a fair number of people work from home.

Things to do. Dunn State Park and Wachusett Mountain State Reservation are both protected areas a short drive away, good for walking and time outdoors. The Fitchburg Art Museum is also a short drive away for an afternoon indoors. For water, the North Nashua River is nearby, while Walden Pond is a longer drive.

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  • 3,295households
  • 46%of adults have a degree
  • 2%below the poverty line
  • 27 mintypical commute
  • 12%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Professional and business services14%
  • Manufacturing13%
  • Government12%
  • Banks, insurance and property10%
  • Shops (retail)7%

Employed residents by industry, from the Census survey. Worcester County had 356,384 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 31° and 14°; warmest in July, 80° and 60° 20° 40° 60° 80° J 31° 14° F M A M J J 80° 60° A S O N D
Average daily high and low for each month: coldest in January, 31° and 14°; warmest in July, 80° and 60° 20° 40° 60° 80° J 31° 14° F M A M J J 80° 60° A S O N D

Coldest in January, with highs near 31° and lows near 14°; warmest in July, with highs near 80° and lows near 60°. About 75 inches of snow and 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ashburnham weather station, 4 miles away (NOAA).

Largest workplaces in Westminster

  1. Seaboard Folding BoxSanitary food container, folding, made from purchased paperboard161
  2. Recovery Centers of AmericaSubstance abuse facilities, residential145
  3. FinsetKind Brewing CoBreweries105
  4. Mayhew Basque PlasticsHardware, plastics, manufacturing47
  5. ITW AutomotiveMotor vehicle moldings and extrusions, plastics, manufacturing43
  6. Fitchburg Welding CoPlate work, fabricated metal, manufacturing39
  7. WalmartGeneral warehousing and storage37
  8. American Superconductor Corporation- Westminster, MassachusettsWarfare countermeasures equipment manufacturing20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 597 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windRelatively high
  3. HurricanesRelatively high
  4. Inland floodingRelatively high
  5. LightningRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Worcester County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Worcester County and the Worcester, MA-CT metro.

Westminster home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Westminster $537,983 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Westminster$537,983
  • Massachusetts$655,219
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Westminster listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 35% 2026 Westminster 35.10% United States 26.90%
15% 20% 25% 30% 35% 2026
  • Westminster35.10%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Westminster 33
10 20 30 40 50 2018 2022 2026
  • Westminster33

New listings per month

Sellers arriving at the market.

8 10 12 15 18 2026 Westminster 11
8 10 12 15 18 2026
  • Westminster11

Zip codes with a Westminster address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Westminster — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Westminster