States · Massachusetts · Middlesex County

Wilmington, Massachusetts.

Typical home $776,303 (+2.4% in a year), asking rent $3,162 . Boston-Cambridge-Newton, MA-NH metro.

What it costs per month · Wilmington $4,075/mo

to buy the typical home at today's mortgage rate — +$2,128 (+109%) since Jan 2020.

What the home itself did
1 year
Up $18,483 +2%
$757,820$776,303 since Sep 2025
5 years
Up $145,795 +23%
$630,508$776,303 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Wilmington $4,075 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Wilmington$4,075
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Wilmington, MA rose 2.4% over the past year — faster than the nation's +1.2%.

Living in Wilmington, Middlesex County, Massachusetts

Wilmington, in Middlesex County, had 23,349 people in the 2020 census. Half its households earn more than $168,152 a year and half less, against $130,847 across Middlesex County; 4% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 23,349 in the 2020 census; median age 42.3
Household income $168,152 the median, give or take $19,029 · Middlesex County: $130,847
Unemployment 4.0% Middlesex County, August 2026; 4.3% a year before
Homes 88% lived in by their owners; 12% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Wilmington is a community north of Boston in Middlesex County, home to a mix of ages that skews a little older than a typical American town. Incomes run well above the county's, relatively few people live below the poverty line, and most homes are lived in by their owners rather than rented. Typical home values are high, and rents are high too. Adults here are more likely to hold a four-year degree than in a typical American town. Winters are cold and snowy, with January the coldest month, while July is warm. Over a year the town gets a good deal of snow and a fair amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, manufacturing and shops. Some of the largest workplaces in town are Charles River Laboratories, Unifirst and the Wilmington Schools. Commutes are of a middling length, and a fair share of people work from home. Across Middlesex County, jobs have dipped slightly over the past year and unemployment is a little lower than it was a year ago.

Things to do. Boston's best-known places are a longer drive away. The Museum of Fine Arts Boston is a large art museum, and Fenway Park is the city's baseball stadium. For some time outdoors, Walden Pond is a well-known reservoir, also a longer drive from town.

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  • 7,926households
  • 50%of adults have a degree
  • 4%below the poverty line
  • 30 mintypical commute
  • 20%work from home

What residents work in

  • Schools, hospitals and social care25%
  • Professional and business services18%
  • Manufacturing10%
  • Shops (retail)8%
  • Building trades8%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 18°; warmest in July, 84° and 63° 20° 40° 60° 80° J 38° 18° F M A M J J 84° 63° A S O N D
Average daily high and low for each month: coldest in January, 38° and 18°; warmest in July, 84° and 63° 20° 40° 60° 80° J 38° 18° F M A M J J 84° 63° A S O N D

Coldest in January, with highs near 38° and lows near 18°; warmest in July, with highs near 84° and lows near 63°. About 64 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Reading weather station, 4 miles away (NOAA).

Largest workplaces in Wilmington

  1. 1 Analog WaySemiconductor devices manufacturing1,789
  2. Charles River LaboratoriesLaboratory animal production1,467
  3. Unifirst - CorporateIndustrial launderer804
  4. Symbotic Wilmington MA WT702
  5. Symbotic Wilmington MA ITC662
  6. Wilmington SchoolsSchool district473FTE
  7. Locus RoboticsMinicomputers manufacturing461
  8. Watsco Homans AssociatesWarm air heating equipment merchant wholesalers452

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 74 workplaces with 20 or more staff, 12,595 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsrelatively high in parts of WilmingtonRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wilmington’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.

Wilmington home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Wilmington $776,303 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Wilmington$776,303
  • Massachusetts$655,219
  • United States$366,157

Sellers are cutting prices on about 1 in 5 Wilmington listings, and the typical home goes pending in 11 days — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

5% 10% 15% 20% 25% 2025 2026 Wilmington 18.90% United States 26.90%
5% 10% 15% 20% 25% 2025 2026
  • Wilmington18.90%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 40 60 2018 2019 2020 2021 2022 2023 2024 2025 2026 Wilmington 50
20 40 60 2018 2022 2026
  • Wilmington50

New listings per month

Sellers arriving at the market.

10 20 30 2024 2025 2026 Wilmington 22
10 20 30 2024 2025 2026
  • Wilmington22

Median sale price

What buyers actually paid — closed sales, not asking prices.

$400,000 $500,000 $600,000 $700,000 2026 Wilmington $730,842 United States $370,717
$400,000 $500,000 $600,000 $700,000 2026
  • Wilmington$730,842
  • United States$370,717

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

Not enough data to draw this yet.

Zip codes with a Wilmington address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wilmington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Wilmington