Wilmington, Massachusetts.
Typical home $776,303 (+2.4% in a year), asking rent $3,162 . Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$2,128 (+109%) since Jan 2020.
- 1 year
- Up $18,483 +2%
- $757,820$776,303 since Sep 2025
- 5 years
- Up $145,795 +23%
- $630,508$776,303 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Wilmington$4,075
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Wilmington, MA rose 2.4% over the past year — faster than the nation's +1.2%.
Living in Wilmington, Middlesex County, Massachusetts
Wilmington, in Middlesex County, had 23,349 people in the 2020 census. Half its households earn more than $168,152 a year and half less, against $130,847 across Middlesex County; 4% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Middlesex County was 4.0% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Wilmington is a community north of Boston in Middlesex County, home to a mix of ages that skews a little older than a typical American town. Incomes run well above the county's, relatively few people live below the poverty line, and most homes are lived in by their owners rather than rented. Typical home values are high, and rents are high too. Adults here are more likely to hold a four-year degree than in a typical American town. Winters are cold and snowy, with January the coldest month, while July is warm. Over a year the town gets a good deal of snow and a fair amount of rain and melted snow.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, manufacturing and shops. Some of the largest workplaces in town are Charles River Laboratories, Unifirst and the Wilmington Schools. Commutes are of a middling length, and a fair share of people work from home. Across Middlesex County, jobs have dipped slightly over the past year and unemployment is a little lower than it was a year ago.
Things to do. Boston's best-known places are a longer drive away. The Museum of Fine Arts Boston is a large art museum, and Fenway Park is the city's baseball stadium. For some time outdoors, Walden Pond is a well-known reservoir, also a longer drive from town.
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- 7,926households
- 50%of adults have a degree
- 4%below the poverty line
- 30 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Middlesex County had 903,942 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 18°; warmest in July, with highs near 84° and lows near 63°. About 64 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Reading weather station, 4 miles away (NOAA).
Largest workplaces in Wilmington
- 1 Analog WaySemiconductor devices manufacturing1,789
- Charles River LaboratoriesLaboratory animal production1,467
- Unifirst - CorporateIndustrial launderer804
- Symbotic Wilmington MA WT702
- Symbotic Wilmington MA ITC662
- Wilmington SchoolsSchool district473FTE
- Locus RoboticsMinicomputers manufacturing461
- Watsco Homans AssociatesWarm air heating equipment merchant wholesalers452
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 74 workplaces with 20 or more staff, 12,595 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsrelatively high in parts of WilmingtonRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Wilmington’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Middlesex County and the Boston-Cambridge-Newton, MA-NH metro.
Wilmington home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Wilmington$776,303
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 5 Wilmington listings, and the typical home goes pending in 11 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Wilmington18.90%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Wilmington50
New listings per month
Sellers arriving at the market.
- Wilmington22
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Wilmington$730,842
- United States$370,717
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Wilmington address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Wilmington — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.