Windsor Mill, Maryland.
Typical home $320,518 (+0.0% in a year), asking rent $1,515 (+1.1%). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$803 (+91%) since Jan 2020.
- 1 year
- Up $150 +0%
- $320,368$320,518 since Sep 2025
- 5 years
- Up $36,038 +13%
- $284,481$320,518 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Windsor Mill$1,682
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 29 years.
Typical home values in Windsor Mill, MD rose 0.0% over the past year — slower than the nation's +1.2%.
Asking rents in Windsor Mill, MD rose 1.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Windsor Mill runs $796/mo more than renting one. The gap peaked at $911 in Oct 2023.
That is $2,311 a month against $1,515 rent: a $1,682 mortgage payment, plus $286 property tax and $343 insurance & upkeep.
Owning vs renting — Windsor Mill
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,311
- Renting$1,515
- Mortgage only$1,682
Property tax · $286/mo 1.07% of value a year — the ACS 2020-2024 median bill over the median home value for Baltimore County, MD
Insurance & upkeep · $343/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Windsor Mill, Baltimore County, Maryland
The Census does not count Windsor Mill on its own, so the figures here are Baltimore County's. Half the county's households earn more than $91,768 a year and half less; 10% of the county's people live below the poverty line. 66% of the county's homes are lived in by their owners and 34% are rented. Unemployment in Baltimore County was 4.0% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most people in Baltimore County work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Windsor Mill is a community in Baltimore County, Maryland. Across the county, most homes are lived in by their owners rather than rented, and winters are cold while summers are warm, with January the coldest month and July the warmest.
Work. Many residents work in schools, hospitals and social care, professional and business services, retail, or government. Unemployment across the county has fallen over the past year, though the number of jobs dipped slightly over the same period. Across the county, a good share of adults hold a college degree.
Things to do. Patapsco Valley State Park is a protected area in or beside town, a good place for walks and time outdoors. The Walters Art Museum and the National Aquarium are both a short drive away, and Fort McHenry, a fort, is a longer drive.
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- 332,801households
- 39.7median age
- 42%of adults have a degree
- 10%below the poverty line
- 28 mintypical commute
- 16%work from home
What people in Baltimore County work in
Employed residents by industry, from the Census survey. Baltimore County had 369,662 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 27°; warmest in July, with highs near 86° and lows near 69°.
Average daily high and low, 1991–2020, at the Cylburn weather station, 7 miles away (NOAA).
Largest workplaces in Baltimore County
- Baltimore County Public SchoolsSchool district15,462FTE
- Social Security AdministrationFederal government5,991
- AmazonGeneral warehousing and storage4,725
- Towson UniversityUniversity or college3,199
- Centers for Medicare & Medicaid ServicesFederal government · Department of Health and Human Services2,721
- Community College of Baltimore CountyTwo-year college2,687
- University of Maryland-Baltimore CountyUniversity or college2,493
- Baltimore County PoliceLaw enforcement statistics centers, government2,400
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 534 workplaces with 20 or more staff, 86,883 people in all. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- LightningVery high
- Heat wavesRelatively high
- Strong windRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Baltimore County, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Baltimore County and the Baltimore-Columbia-Towson, MD metro.
Windsor Mill home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Windsor Mill$320,518
- Maryland$424,890
- United States$366,157
Sellers are cutting prices on about 1 in 4 Windsor Mill listings, and the typical home goes pending in 10 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Windsor Mill26.10%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Windsor Mill10
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Windsor Mill50
New listings per month
Sellers arriving at the market.
- Windsor Mill22
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Windsor Mill$322,076
- United States$371,407
Zip codes with a Windsor Mill address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Windsor Mill — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.