Yakima, Washington.
Typical home $358,493 (+0.5% in a year), asking rent $1,330 (+1.0%). Yakima, WA metro.
to buy the typical home at today's mortgage rate — +$944 (+101%) since Jan 2020.
- 1 year
- Up $1,755 +0%
- $356,739$358,493 since Sep 2025
- 5 years
- Up $37,052 +12%
- $321,441$358,493 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Yakima$1,882
- Washington$3,084
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 32 years.
Typical home values in Yakima, WA rose 0.5% over the past year — slower than the nation's +1.2%.
Asking rents in Yakima, WA rose 1.0% over the past year — slower than the nation's +2.7%.
Owning the typical home in Yakima runs $1,173/mo more than renting one. The gap peaked at $1,260 in Oct 2023.
That is $2,503 a month against $1,330 rent: a $1,882 mortgage payment, plus $237 property tax and $384 insurance & upkeep.
Owning vs renting — Yakima
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,503
- Renting$1,330
- Mortgage only$1,882
Property tax · $237/mo 0.79% of value a year — the ACS 2020-2024 median bill over the median home value for Yakima County, WA
Insurance & upkeep · $384/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Yakima, Yakima County, Washington
Yakima is a city of 96,968 people in Yakima County. Half its households earn more than $62,815 a year and half less, against $70,656 across Yakima County; 17% of its people live below the poverty line. 54% of its homes are lived in by their owners and 46% are rented. Unemployment in Yakima was 6.0% in August 2026, and Yakima County had 1.0% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Yakima is a mid-sized city, and its residents are younger than in many American towns. Incomes run below the county's, and more people live below the poverty line than most would expect, while slightly more homes are lived in by their owners than are rented. A typical home costs well above what the local incomes might suggest, and rents are moderate. Winters are cold and summers are hot, with little rain or snow across the year.
Work. Schools, hospitals and social care employ the most residents, followed by shops, manufacturing, and farming. The largest workplaces in town include Yakima Valley Memorial Hospital, the Yakima School District and Yakima County. Unemployment is a little higher than a year ago, and the county has fewer jobs than the year before. Most people have a short drive to work, and few work from home.
Things to do. In or beside town, the Yakima Valley Museum and the Capitol Theatre are good places to spend an afternoon or an evening. A short drive away, the Yakima Area Arboretum is a botanical garden for walking among plantings. For more room to roam, Fort Simcoe, an old fort, and the Tieton River are a longer drive away.
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- 35,726households
- 21%of adults have a degree
- 17%below the poverty line
- 18 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Yakima County had 115,435 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 38° and lows near 26°; warmest in July, with highs near 88° and lows near 60°. About 9 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Yakima #2 weather station, under a mile away (NOAA).
Largest workplaces in Yakima
- Yakima Valley Memorial HospitalGeneral hospital2,153FTE
- Yakima School DistrictSchool district1,914FTE
- Yakima CountyExec and leg ofcs combined1,037
- Generational CareHome care of elderly, non-medical894
- Yakima Valley CollegeUniversity or college626
- Novolex ShieldsFlexible packaging, plastics film, manufacturing450
- WalmartWarehouse clubs and supercenters427
- Dshs424
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 82 workplaces with 20 or more staff, 13,339 people in all. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- AvalanchesRelatively moderate
- Earthquakesrelatively high in parts of YakimaRelatively moderate
- Heat wavesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Yakima’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Yakima County and the Yakima, WA metro.
Yakima home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Yakima$358,493
- Washington$587,533
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Yakima listings, and the typical home goes pending in 34 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Yakima28.83%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Yakima34
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Yakima427
New listings per month
Sellers arriving at the market.
- Yakima118
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Yakima$379,735
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Yakima99.51%
Zip codes with a Yakima address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Yakima — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Yakima
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 98902 | Yakima | 46,492 | $1,174 | $295,856 |
| 98908 | Yakima | 38,060 | $1,786 | $425,198 |
| 98901 | Yakima | 31,366 | $1,088 | $333,501 |
| 98903 | Yakima | 19,445 | $1,582 | $398,303 |