Zip lookup · NJ

07721
Cliffwood, New Jersey.

Cliffwood, Monmouth County, NJ · New York-Newark-Jersey City, NY-NJ-PA metro · population 4,277

What it costs per month · 07721 $2,730/mo

to buy the typical home at today's mortgage rate — +$1,575 (+136%) since Jan 2020.

What the home itself did
1 year
Down $16,623 -3%
$536,812$520,189 since Sep 2025
5 years
Up $118,607 +30%
$401,583$520,189 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 07721 $2,730 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 07721$2,730
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 07721 fell 3.1% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Monmouth County, NJ 89% · Middlesex County, NJ 11%

Zillow also publishes an index for the city itself: Cliffwood, NJ — measured over the city limits, which is a different area from this zip.

Typical home value $520,189 as of Sep 2026
-3.1%year on year

Typical home value — 07721

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 07721 $520,189 New York $730,949 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 07721$520,189
  • New York$730,949
  • United States$366,157

Within 20 miles

Showing 30 of 137 zips in range — sorting picks from all 137.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
1.8 07735 Keyport 19,159 $2,742 $517,793
1.8 07747 Matawan 32,330 $2,711 $657,733
3.0 08879 South Amboy 23,556 $2,501 $521,441
3.3 07730 Hazlet 17,534 $2,997 $631,413
3.9 08859 Parlin 25,448 $3,014 $545,267
5.0 10307 Staten Island 15,512 $2,214 $838,454
5.2 07751 Morganville 21,109 $3,474 $886,302
5.2 07733 Holmdel 17,166 $3,867 $1,116,759
5.3 07734 Keansburg 12,925 $2,387 $424,602
5.8 08857 Old Bridge 40,891 $2,783 $632,660
5.9 08872 Sayreville 20,204 $2,838 $526,563
6.2 08861 Perth Amboy 59,351 $2,540 $493,275
6.6 10309 Staten Island 34,885 $2,121 $795,011
6.9 07748 Middletown 28,633 $3,212 $794,776
7.0 07758 Port Monmouth 4,076 — $634,033
7.5 08882 South River 16,124 — $532,103
7.9 08837 Edison 19,437 $2,538 $524,857
8.0 07718 Belford 6,658 — $642,787
8.1 10312 Staten Island 63,469 $2,582 $761,384
8.1 08863 Fords 12,771 $2,395 $529,465
8.2 07746 Marlboro 18,476 — $904,286
8.3 07077 Sewaren 3,248 — $534,144
8.6 07095 Woodbridge 20,756 $2,444 $478,607
8.7 08884 Spotswood 8,187 — $562,519
8.7 07738 Lincroft 6,939 — $1,067,095
9.2 07737 Leonardo 3,945 — $675,294
9.2 07064 Port Reading 3,481 — $542,305
9.2 10308 Staten Island 30,568 $2,167 $729,567
9.5 08816 East Brunswick 49,360 $2,751 $625,970
9.8 07701 Red Bank 24,376 $3,256 $727,335

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.