Zip lookup · MD

21632
Federalsburg, Maryland.

Federalsburg, Caroline County, MD · Cambridge, MD metro · population 6,436

What it costs per month · 21632 $1,268/mo

to buy the typical home at today's mortgage rate — +$686 (+118%) since Jan 2020.

What the home itself did
1 year
Down $2,501 -1%
$244,029$241,528 since Sep 2025
5 years
Up $40,801 +20%
$200,727$241,528 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 21632 $1,268 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 21632$1,268
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 19 years.

Typical home values in zip 21632 fell 1.0% over the past year — slower than the nation's +1.2%.

This zip spans 2 counties: Caroline County, MD 80% · Dorchester County, MD 20%

Zillow also publishes an index for the city itself: Federalsburg, MD — measured over the city limits, which is a different area from this zip.

Typical home value $241,528 as of Sep 2026
-1.0%year on year

Typical home value — 21632

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 21632 $241,528 Cambridge $268,728 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 21632$241,528
  • Cambridge$268,728
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
7.5 21643 Hurlock 5,392 — $274,209
8.0 21655 Preston 5,053 — $334,266
9.2 19933 Bridgeville 10,597 $3,032 $365,908
10.0 21629 Denton 10,252 — $358,239
10.2 19973 Seaford 26,834 — $314,424
10.3 21659 Rhodesdale 1,601 — $304,963
11.7 19950 Greenwood 7,918 — $379,125
12.2 21664 Secretary 635 — $236,562
13.1 21631 East New Market 2,429 — $332,471
13.2 21861 Sharptown 920 — $220,423
13.8 19931 Bethel 375 — $317,382
15.2 21673 Trappe 2,843 $2,600 $405,852
15.5 21625 Cordova 1,766 — $439,033
15.6 19952 Harrington 10,908 — $344,683
16.8 21639 Greensboro 4,682 — $310,080
17.2 21660 Ridgely 4,132 — $364,804
17.3 21601 Easton 24,671 $2,127 $441,087
17.6 19956 Laurel 16,327 — $314,208
18.2 21837 Mardela Springs 2,891 — $290,828
18.3 19954 Houston 1,427 — $346,252
19.0 21654 Oxford 1,179 — $908,397
19.5 19941 Ellendale 3,435 — $361,610
19.7 21657 Queen Anne 1,354 — $465,948

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.