28640
Jefferson, North Carolina.
Jefferson, Ashe County, NC · population 4,820
to buy the typical home at today's mortgage rate — +$1,078 (+122%) since Jan 2020.
- 1 year
- Up $16,449 +5%
- $357,153$373,602 since Sep 2025
- 5 years
- Up $68,767 +23%
- $304,836$373,602 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 28640$1,961
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in zip 28640 rose 4.6% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Ashe County, NC 100% · Wilkes County, NC 0%
Zillow also publishes an index for the city itself: Jefferson, NC — measured over the city limits, which is a different area from this zip.
Typical home value — 28640
Mid-tier homes, smoothed and seasonally adjusted.
- 28640$373,602
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 4.7 | 28694 | West Jefferson | 7,626 | — | $355,579 |
| 5.7 | 28617 | Crumpler | 1,839 | — | $330,534 |
| 8.0 | 28644 | Laurel Springs | 1,433 | — | $293,321 |
| 9.2 | 28693 | Warrensville | 1,071 | — | $277,704 |
| 9.3 | 28626 | Fleetwood | 3,173 | — | $405,918 |
| 10.2 | 28631 | Grassy Creek | 684 | — | $329,398 |
| 10.8 | 28663 | Piney Creek | 802 | — | $310,547 |
| 11.2 | 28643 | Lansing | 3,615 | — | $276,215 |
| 11.4 | 28651 | Millers Creek | 5,578 | — | $229,203 |
| 12.5 | 28684 | Todd | 1,961 | — | $459,488 |
| 13.5 | 28665 | Purlear | 2,483 | — | $289,657 |
| 14.3 | 28615 | Creston | 1,878 | — | $272,011 |
| 14.5 | 24363 | Mouth Of Wilson | 1,031 | — | $230,263 |
| 14.7 | 28618 | Deep Gap | 2,208 | — | $396,949 |
| 16.4 | 28635 | Hays | 2,669 | — | $203,874 |
| 16.7 | 28675 | Sparta | 6,745 | — | $245,359 |
| 17.4 | 24292 | Whitetop | 555 | — | $180,116 |
| 18.5 | 28607 | Boone | 35,679 | $2,336 | $491,351 |
| 18.7 | 28698 | Zionville | 2,320 | — | $340,247 |
| 19.5 | 37691 | Trade | 475 | — | $266,840 |
| 19.6 | 28624 | Ferguson | 1,438 | — | $220,548 |
| 19.9 | 24378 | Troutdale | 1,056 | — | $212,494 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.