Zip lookup · TN

38261
Union City, Tennessee.

Union City, Obion County, TN · Union City, TN metro · population 16,385

What it costs per month · 38261 $908/mo

to buy the typical home at today's mortgage rate — +$509 (+127%) since Jan 2020.

What the home itself did
1 year
Up $12,621 +8%
$160,383$173,004 since Sep 2025
5 years
Up $43,521 +34%
$129,483$173,004 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 38261 $908 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 38261$908
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 38261 rose 7.9% over the past year — faster than the nation's +1.2%.

This zip spans 2 counties: Obion County, TN 100% · Weakley County, TN 0%

Zillow also publishes an index for the city itself: Union City, TN — measured over the city limits, which is a different area from this zip.

Typical home value $173,004 as of Sep 2026
+7.9%year on year

Typical home value — 38261

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 38261 $173,004 Union City $166,886 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 38261$173,004
  • Union City$166,886
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
6.8 38260 Troy 3,720 — $177,428
9.3 42050 Hickman 3,015 — $76,996
9.8 38253 Rives 917 — $197,499
12.9 38232 Hornbeak 2,238 — $164,786
13.1 38257 South Fulton 4,437 — $155,787
15.5 42041 Fulton 4,406 — $111,704
16.2 38233 Kenton 2,674 — $148,496
16.4 38259 Trimble 672 — $106,976
16.5 38237 Martin 15,627 $961 $217,889
16.9 38240 Obion 1,620 — $159,475
19.0 42031 Clinton 3,411 — $130,741
19.3 38255 Sharon 2,271 — $154,316
19.7 38079 Tiptonville 4,262 — $113,755
19.9 42085 Water Valley 914 — $110,308

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.