Zip lookup · KY

40806
Baxter, Kentucky.

Baxter, Harlan County, KY · population 1,732

What it costs per month · 40806 $567/mo

to buy the typical home at today's mortgage rate — +$307 (+118%) since Jan 2020.

What the home itself did
1 year
Down $11,514 -10%
$119,587$108,074 since Sep 2025
5 years
Up $23,005 +27%
$85,069$108,074 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40806 $567 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40806$567
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in zip 40806 fell 9.6% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Baxter, KY — measured over the city limits, which is a different area from this zip.

Typical home value $108,074 as of Sep 2026
-9.6%year on year

Typical home value — 40806

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40806 $108,074 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40806$108,074
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
3.3 40810 Bledsoe 1,323 — $91,178
4.4 40865 Putney 426 — $95,850
4.6 40854 Loyall 675 — $75,593
7.5 40815 Cawood 811 — $69,505
7.8 40828 Evarts 4,280 — $62,940
8.1 40873 Wallins Creek 2,167 — $78,442
8.3 40870 Totz 564 — $97,682
8.8 40831 Harlan 4,789 — $103,335
10.2 40820 Cranks 121 — $92,181
11.0 40819 Coldiron 808 — $98,812
12.4 41777 Yeaddiss 1,229 — $68,198
13.3 40863 Pathfork 706 — $70,070
13.4 40988 Stoney Fork 519 — $67,398
14.0 40927 Closplint 584 — $65,588
15.3 40827 Essie 943 — $94,394
16.4 24281 Rose Hill 1,890 — $121,598
16.6 24263 Jonesville 5,830 — $129,267
17.1 24277 Pennington Gap 5,839 — $95,452
17.2 40823 Cumberland 3,742 — $69,147
17.4 40958 Kettle Island 547 — $90,810
18.3 40856 Miracle 745 — $90,105
18.8 41731 Cornettsville 927 — $84,193
18.8 40902 Arjay 558 — $66,151
18.9 41776 Wooton 712 — $78,358
19.1 40807 Benham 619 — $63,596

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.