40823
Cumberland, Kentucky.
Cumberland, Harlan County, KY · population 3,742
to buy the typical home at today's mortgage rate — +$236 (+186%) since Jan 2020.
- 1 year
- Up $4,297 +7%
- $64,850$69,147 since Sep 2025
- 5 years
- Up $28,815 +71%
- $40,332$69,147 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 40823$363
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 6 years.
Typical home values in zip 40823 rose 6.6% over the past year — faster than the nation's +1.2%.
This zip spans 2 counties: Harlan County, KY 100% · Letcher County, KY 0%
Zillow also publishes an index for the city itself: Cumberland, KY — measured over the city limits, which is a different area from this zip.
Typical home value — 40823
Mid-tier homes, smoothed and seasonally adjusted.
- 40823$69,147
- United States$366,157
Within 20 miles
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.9 | 40807 | Benham | 619 | — | $63,596 |
| 5.0 | 40855 | Lynch | 744 | — | $54,083 |
| 5.2 | 40927 | Closplint | 584 | — | $65,588 |
| 7.6 | 40862 | Partridge | 525 | — | $85,037 |
| 9.0 | 40870 | Totz | 564 | — | $97,682 |
| 10.6 | 40828 | Evarts | 4,280 | — | $62,940 |
| 10.7 | 24216 | Appalachia | 2,246 | — | $54,428 |
| 11.4 | 41731 | Cornettsville | 927 | — | $84,193 |
| 12.7 | 24243 | Dryden | 1,452 | — | $136,561 |
| 13.0 | 40865 | Putney | 426 | — | $95,850 |
| 13.3 | 41804 | Blackey | 1,201 | — | $51,801 |
| 14.5 | 24277 | Pennington Gap | 5,839 | — | $95,452 |
| 15.2 | 41858 | Whitesburg | 7,031 | — | $84,420 |
| 15.3 | 41777 | Yeaddiss | 1,229 | — | $68,198 |
| 15.3 | 24219 | Big Stone Gap | 10,450 | — | $144,461 |
| 15.4 | 41826 | Jeremiah | 668 | — | $58,609 |
| 15.9 | 40820 | Cranks | 121 | — | $92,181 |
| 16.0 | 41774 | Viper | 2,010 | — | $102,214 |
| 17.0 | 41824 | Isom | 685 | — | $69,072 |
| 17.2 | 40806 | Baxter | 1,732 | — | $108,074 |
| 17.3 | 41837 | Mayking | 945 | — | $64,506 |
| 17.4 | 41815 | Ermine | 796 | — | $66,590 |
| 17.5 | 40810 | Bledsoe | 1,323 | — | $91,178 |
| 17.7 | 40815 | Cawood | 811 | — | $69,505 |
| 18.4 | 24273 | Norton | 5,593 | — | $122,392 |
| 19.3 | 41773 | Vicco | 1,087 | — | $87,396 |
| 19.6 | 41855 | Thornton | 711 | — | $72,078 |
| 20.0 | 24244 | Duffield | 5,600 | — | $147,042 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.