Zip lookup · KY

40927
Holmes Mill, Kentucky.

Holmes Mill, Harlan County, KY · population 584

What it costs per month · 40927 $344/mo

to buy the typical home at today's mortgage rate — +$218 (+172%) since Jan 2020.

What the home itself did
1 year
Down $1,831 -3%
$67,419$65,588 since Sep 2025
5 years
Up $21,614 +49%
$43,974$65,588 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 40927 $344 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 40927$344
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 9 years.

Typical home values in zip 40927 fell 2.7% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Holmes Mill, KY — measured over the city limits, which is a different area from this zip.

Typical home value $65,588 as of Sep 2026
-2.7%year on year

Typical home value — 40927

Mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 40927 $65,588 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • 40927$65,588
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
5.2 40823 Cumberland 3,742 — $69,147
6.5 40828 Evarts 4,280 — $62,940
6.7 40807 Benham 619 — $63,596
6.9 40870 Totz 564 — $97,682
8.5 40855 Lynch 744 — $54,083
9.8 24277 Pennington Gap 5,839 — $95,452
9.8 24243 Dryden 1,452 — $136,561
10.3 40865 Putney 426 — $95,850
10.8 40820 Cranks 121 — $92,181
12.4 40862 Partridge 525 — $85,037
12.9 40815 Cawood 811 — $69,505
13.7 24216 Appalachia 2,246 — $54,428
14.0 40806 Baxter 1,732 — $108,074
14.9 41731 Cornettsville 927 — $84,193
15.2 40810 Bledsoe 1,323 — $91,178
16.0 41777 Yeaddiss 1,229 — $68,198
16.2 24219 Big Stone Gap 10,450 — $144,461
16.5 24263 Jonesville 5,830 — $129,267
17.9 24221 Blackwater 633 — $141,674
18.0 41804 Blackey 1,201 — $51,801
18.1 40854 Loyall 675 — $75,593
18.1 24244 Duffield 5,600 — $147,042
18.7 40831 Harlan 4,789 — $103,335
19.1 41774 Viper 2,010 — $102,214

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.