45354
Phillipsburg, Ohio.
Phillipsburg, Montgomery County, OH · Dayton-Kettering, OH metro · population 553
to buy the typical home at today's mortgage rate — +$479 (+132%) since Jan 2020.
- 1 year
- Up $6,844 +4%
- $153,650$160,494 since Sep 2025
- 5 years
- Up $40,965 +34%
- $119,529$160,494 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45354$842
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in zip 45354 rose 4.5% over the past year — faster than the nation's +1.2%.
School districts in 45354, by share of its land: Northmont City 65% · Tri-County North Local 25% · Brookville Local 10%. Which one a home is in is printed on its tax bill.
Typical home value — 45354
Mid-tier homes, smoothed and seasonally adjusted.
- 45354$160,494
- United States$366,157
Within 20 miles
Showing 30 of 48 zips in range — sorting picks from all 48.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 3.7 | 45322 | Englewood | 20,884 | $1,376 | $227,434 |
| 4.7 | 45309 | Brookville | 11,876 | — | $273,748 |
| 4.7 | 45378 | Verona | 539 | — | $149,064 |
| 4.8 | 45383 | West Milton | 6,912 | — | $235,935 |
| 4.9 | 45315 | Clayton | 4,905 | $1,185 | $289,764 |
| 5.0 | 45337 | Laura | 1,703 | — | $259,867 |
| 7.1 | 45358 | Pitsburg | 362 | — | $198,200 |
| 7.4 | 45339 | Ludlow Falls | 1,057 | — | $332,770 |
| 8.7 | 45338 | Lewisburg | 4,761 | — | $252,674 |
| 8.8 | 45304 | Arcanum | 7,599 | — | $245,864 |
| 8.8 | 45426 | Dayton | 14,114 | $1,348 | $170,119 |
| 9.2 | 45377 | Vandalia | 14,888 | $993 | $246,161 |
| 9.2 | 45415 | Dayton | 12,465 | — | $230,209 |
| 10.0 | 45359 | Pleasant Hill | 2,160 | — | $246,902 |
| 10.4 | 45416 | Dayton | 5,640 | $1,408 | $95,475 |
| 11.1 | 45414 | Dayton | 21,167 | $1,384 | $183,945 |
| 11.5 | 45382 | West Manchester | 1,154 | — | $204,288 |
| 11.8 | 45345 | New Lebanon | 6,110 | — | $193,508 |
| 12.1 | 45406 | Dayton | 19,991 | $1,072 | $92,680 |
| 12.7 | 45371 | Tipp City | 22,865 | $1,786 | $349,685 |
| 12.7 | 45405 | Dayton | 18,955 | $1,032 | $89,985 |
| 13.6 | 45417 | Dayton | 28,186 | $1,069 | $75,042 |
| 13.8 | 45373 | Troy | 37,565 | $1,422 | $281,887 |
| 14.0 | 45381 | West Alexandria | 5,626 | — | $241,447 |
| 14.6 | 45402 | Dayton | 9,407 | $1,418 | $75,331 |
| 15.0 | 45321 | Eldorado | 1,272 | — | $175,009 |
| 15.1 | 45325 | Farmersville | 2,470 | — | $298,144 |
| 15.1 | 45328 | Gettysburg | 544 | — | $151,119 |
| 15.2 | 45308 | Bradford | 4,385 | — | $214,773 |
| 15.2 | 45318 | Covington | 5,511 | — | $239,748 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.