45404
Dayton, Ohio.
Dayton, Montgomery County, OH · Dayton-Kettering, OH metro · population 9,826
to buy the typical home at today's mortgage rate — +$305 (+139%) since Jan 2020.
- 1 year
- Down $1,824 -2%
- $101,766$99,942 since Sep 2025
- 5 years
- Up $22,361 +29%
- $77,581$99,942 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- 45404$525
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in zip 45404 fell 1.8% over the past year — slower than the nation's +1.2%.
School districts in 45404, by share of its land: Dayton City 53% · Mad River Local 44% · Fairborn City 3%. Which one a home is in is printed on its tax bill.
Zillow also publishes an index for the city itself: Dayton, OH — measured over the city limits, which is a different area from this zip.
Asking rent — 45404
Against the Dayton-Kettering, OH metro and the national benchmark.
- 45404$1,099
- Dayton$1,318
- United States$1,930
Typical home value — 45404
Mid-tier homes, smoothed and seasonally adjusted.
- 45404$99,942
- United States$366,157
Within 20 miles
Showing 30 of 55 zips in range — sorting picks from all 55.
| Miles sorted ascending, activate to sort descending | Zip activate to sort by Zip | City activate to sort by City | Population activate to sort by Population | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|---|
| 1.9 | 45403 | Dayton | 13,608 | $1,076 | $100,922 |
| 3.0 | 45410 | Dayton | 14,694 | $1,255 | $129,441 |
| 3.3 | 45405 | Dayton | 18,955 | $1,032 | $89,985 |
| 3.6 | 45402 | Dayton | 9,407 | $1,418 | $75,331 |
| 4.3 | 45431 | Dayton | 27,951 | $1,620 | $255,591 |
| 4.5 | 45424 | Dayton | 50,725 | $1,299 | $227,238 |
| 4.6 | 45414 | Dayton | 21,167 | $1,384 | $183,945 |
| 4.7 | 45406 | Dayton | 19,991 | $1,072 | $92,680 |
| 5.0 | 45432 | Dayton | 15,055 | $1,529 | $224,674 |
| 5.0 | 45409 | Dayton | 15,293 | $1,213 | $249,124 |
| 5.1 | 45420 | Dayton | 24,411 | $1,205 | $168,768 |
| 5.3 | 45419 | Dayton | 17,008 | $1,063 | $277,488 |
| 5.7 | 45416 | Dayton | 5,640 | $1,408 | $95,475 |
| 6.3 | 45415 | Dayton | 12,465 | — | $230,209 |
| 6.5 | 45430 | Dayton | 7,371 | — | $312,482 |
| 7.3 | 45429 | Dayton | 26,347 | $1,519 | $273,572 |
| 7.5 | 45439 | Dayton | 11,914 | $1,451 | $170,584 |
| 8.0 | 45417 | Dayton | 28,186 | $1,069 | $75,042 |
| 8.0 | 45434 | Dayton | 12,529 | $2,267 | $385,181 |
| 8.3 | 45377 | Vandalia | 14,888 | $993 | $246,161 |
| 8.4 | 45324 | Fairborn | 41,194 | $1,500 | $208,056 |
| 8.4 | 45440 | Dayton | 22,358 | $1,506 | $317,498 |
| 8.6 | 45426 | Dayton | 14,114 | $1,348 | $170,119 |
| 9.2 | 45341 | Medway | 3,639 | — | $182,187 |
| 9.8 | 45449 | Dayton | 19,066 | $1,540 | $191,524 |
| 9.9 | 45459 | Dayton | 28,553 | $1,569 | $334,239 |
| 10.3 | 45371 | Tipp City | 22,865 | $1,786 | $349,685 |
| 10.9 | 45315 | Clayton | 4,905 | $1,185 | $289,764 |
| 11.4 | 45305 | Bellbrook | 11,498 | — | $387,598 |
| 12.1 | 45322 | Englewood | 20,884 | $1,376 | $227,434 |
Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.