Zip lookup · OH

45865
Minster, Ohio.

Minster, Auglaize County, OH · Wapakoneta, OH metro · population 5,522

What it costs per month · 45865 $1,808/mo

to buy the typical home at today's mortgage rate — +$1,046 (+137%) since Jan 2020.

What the home itself did
1 year
Up $23,441 +7%
$321,028$344,469 since Sep 2025
5 years
Up $95,494 +38%
$248,975$344,469 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 45865 $1,808 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • 45865$1,808
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in zip 45865 rose 7.3% over the past year — faster than the nation's +1.2%.

This zip spans 3 counties: Auglaize County, OH 58% · Shelby County, OH 40% · Mercer County, OH 2%

School districts in 45865, by share of its land: Minster Local 56% · Fort Loramie Local 24% · New Bremen Local 7% · Anna Local 6% · Marion Local 3% · Hardin-Houston Local 2% · Botkins Local 1% · St Henry Consolidated Local 1%. Which one a home is in is printed on its tax bill.

Zillow also publishes an index for the city itself: Minster, OH — measured over the city limits, which is a different area from this zip.

Typical home value $344,469 as of Sep 2026
+7.3%year on year

Typical home value — 45865

Mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 45865 $344,469 Wapakoneta $242,445 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • 45865$344,469
  • Wapakoneta$242,445
  • United States$366,157

Within 20 miles

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
4.4 45845 Fort Loramie 3,429 — $348,450
4.5 45869 New Bremen 4,170 — $313,566
7.2 45388 Yorkshire 841 — $356,262
7.5 45351 Osgood 328 — $273,265
7.5 45860 Maria Stein 2,326 — $436,873
7.8 45871 New Knoxville 2,167 — $268,051
8.7 45302 Anna 4,338 — $331,374
10.3 45333 Houston 1,830 — $294,069
10.8 45363 Russia 1,862 — $359,689
10.8 45306 Botkins 2,124 — $285,912
11.4 45866 Montezuma 117 — $156,203
12.3 45885 Saint Marys 12,753 — $209,392
12.7 45380 Versailles 5,394 — $307,548
13.5 45883 Saint Henry 4,144 — $382,292
13.7 45365 Sidney 28,965 $1,439 $217,532
14.5 45310 Burkettsville 227 — $230,058
15.4 45360 Port Jefferson 278 — $137,867
15.5 45348 New Weston 848 — $288,173
15.6 45362 Rossburg 1,071 — $271,985
16.1 45822 Celina 19,957 — $245,305
16.8 45895 Wapakoneta 17,998 — $242,766
17.0 45819 Buckland 226 — $152,901
17.1 45340 Maplewood 800 — $295,448
17.3 45828 Coldwater 6,404 — $294,380
17.6 45334 Jackson Center 1,882 — $220,726
17.6 45356 Piqua 25,237 $1,052 $181,741
18.4 45318 Covington 5,511 — $239,748
19.1 45308 Bradford 4,385 — $214,773
19.4 45303 Ansonia 2,188 — $188,104
19.7 45846 Fort Recovery 4,644 — $350,454

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.