Zip lookup · MA

01852
Lowell, Massachusetts.

Lowell, Middlesex County, MA · Boston-Cambridge-Newton, MA-NH metro · population 37,144

What it costs per month · 01852 $2,466/mo

to buy the typical home at today's mortgage rate — +$1,366 (+124%) since Jan 2020.

What the home itself did
1 year
Up $5,757 +1%
$464,143$469,900 since Sep 2025
5 years
Up $99,065 +27%
$370,836$469,900 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 01852 $2,466 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 01852$2,466
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in zip 01852 rose 1.2% over the past year — in step with the nation.

Asking rents in zip 01852 fell 0.8% over the past year — slower than the nation's +2.7%.

Owning the typical home in zip 01852 runs $1,194/mo more than renting one. The gap peaked at $1,257 in Jan 2025.

That is $3,373 a month against $2,179 rent: a $2,466 mortgage payment, plus $404 property tax and $503 insurance & upkeep.

Owning vs renting — zip 01852

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$1,000 $2,000 $3,000 2020 2021 2022 2023 2024 2025 2026 Owning all in $3,373 Renting $2,179 Mortgage only $2,466
$1,000 $2,000 $3,000 2020 2022 2024 2026
  • Owning all in$3,373
  • Renting$2,179
  • Mortgage only$2,466

Property tax · $404/mo 1.03% of value a year — the ACS 2020-2024 median bill over the median home value for Middlesex County, MA

Insurance & upkeep · $503/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Zillow also publishes an index for the city itself: Lowell, MA — measured over the city limits, which is a different area from this zip.

Asking rent $2,179 as of Sep 2026
-0.8%year on year
Typical home value $469,900 as of Sep 2026
+1.2%year on year

Asking rent — 01852

Against the Boston-Cambridge-Newton, MA-NH metro and the national benchmark.

$1,500 $2,000 $2,500 $3,000 2020 2021 2022 2023 2024 2025 2026 01852 $2,179 Boston $2,987 United States $1,932
$1,500 $2,000 $2,500 $3,000 2020 2022 2024 2026
  • 01852$2,179
  • Boston$2,987
  • United States$1,932

Typical home value — 01852

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 01852 $469,900 Boston $725,639 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 01852$469,900
  • Boston$725,639
  • United States$366,157

Within 20 miles

Showing 30 of 96 zips in range — sorting picks from all 96.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
1.7 01850 Lowell 17,740 $2,197 $443,468
2.1 01851 Lowell 33,403 $2,361 $520,042
2.9 01854 Lowell 30,081 $2,219 $476,823
3.5 01826 Dracut 32,629 $2,230 $569,814
3.7 01876 Tewksbury 31,004 $2,864 $671,730
4.0 01862 North Billerica 12,129 — $714,509
4.2 01824 Chelmsford 26,650 $2,655 $708,817
4.9 01863 North Chelmsford 9,796 $2,787 $548,112
6.1 01821 Billerica 30,143 $2,746 $696,060
6.7 01810 Andover 35,648 $2,767 $987,520
7.1 03076 Pelham 14,449 — $678,520
7.2 01879 Tyngsboro 12,550 $2,950 $647,888
7.6 01741 Carlisle 5,239 — $1,299,312
7.9 01843 Lawrence 27,445 $2,375 $533,758
8.0 01886 Westford 24,690 $3,055 $827,866
8.2 01887 Wilmington 23,336 $3,162 $776,156
8.6 01841 Lawrence 52,769 — $486,152
8.6 01840 Lawrence 8,522 $2,342 $390,685
8.9 01844 Methuen 53,420 $2,352 $618,433
9.2 01730 Bedford 14,707 $3,154 $1,018,879
10.1 01803 Burlington 26,274 $3,145 $867,243
10.3 01718 Acton 404 — $488,761
10.7 03051 Hudson 25,557 $2,450 $534,255
10.9 01827 Dunstable 3,408 — $798,289
10.9 01845 North Andover 32,494 $2,816 $802,403
11.1 01864 North Reading 15,765 $2,820 —
11.2 03060 Nashua 31,657 $2,151 $466,044
11.6 03079 Salem 30,964 $2,561 $605,452
11.8 01867 Reading 25,612 $2,888 $909,490
11.9 03062 Nashua 29,441 $2,572 $541,367

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.