Zip lookup · MA

01863
Chelmsford, Massachusetts.

Chelmsford, Middlesex County, MA · Boston-Cambridge-Newton, MA-NH metro · population 9,796

What it costs per month · 01863 $2,877/mo

to buy the typical home at today's mortgage rate — +$1,564 (+119%) since Jan 2020.

What the home itself did
1 year
Up $2,982 +1%
$545,130$548,112 since Sep 2025
5 years
Up $127,885 +30%
$420,228$548,112 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 01863 $2,877 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • 01863$2,877
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in zip 01863 rose 0.5% over the past year — slower than the nation's +1.2%.

Zillow also publishes an index for the city itself: Chelmsford, MA — measured over the city limits, which is a different area from this zip.

Asking rent $2,787 as of Sep 2026
Typical home value $548,112 as of Sep 2026
+0.5%year on year

Asking rent — 01863

Against the Boston-Cambridge-Newton, MA-NH metro and the national benchmark.

$2,000 $2,500 $3,000 2026 01863 $2,787 Boston $2,987 United States $1,932
$2,000 $2,500 $3,000 2026
  • 01863$2,787
  • Boston$2,987
  • United States$1,932

Typical home value — 01863

Mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 2018 2020 2022 2024 2026 01863 $548,112 Boston $725,639 United States $366,157
$250,000 $500,000 $750,000 2018 2022 2026
  • 01863$548,112
  • Boston$725,639
  • United States$366,157

Within 20 miles

Showing 30 of 81 zips in range — sorting picks from all 81.

Miles sorted ascending, activate to sort descending Zip activate to sort by Zip City activate to sort by City Population activate to sort by Population Rent activate to sort by Rent Home value activate to sort by Home value
2.5 01854 Lowell 30,081 $2,219 $476,823
2.8 01851 Lowell 33,403 $2,361 $520,042
3.0 01879 Tyngsboro 12,550 $2,950 $647,888
3.4 01824 Chelmsford 26,650 $2,655 $708,817
4.0 01886 Westford 24,690 $3,055 $827,866
4.8 01850 Lowell 17,740 $2,197 $443,468
4.9 01852 Lowell 37,144 $2,179 $469,900
5.8 01826 Dracut 32,629 $2,230 $569,814
6.3 01827 Dunstable 3,408 — $798,289
6.4 01862 North Billerica 12,129 — $714,509
7.4 01741 Carlisle 5,239 — $1,299,312
7.8 03076 Pelham 14,449 — $678,520
7.9 01718 Acton 404 — $488,761
8.1 03062 Nashua 29,441 $2,572 $541,367
8.3 03060 Nashua 31,657 $2,151 $466,044
8.4 01460 Littleton 10,280 $2,549 $774,873
8.5 01876 Tewksbury 31,004 $2,864 $671,730
8.7 01450 Groton 11,356 — $776,585
9.1 03051 Hudson 25,557 $2,450 $534,255
9.1 01821 Billerica 30,143 $2,746 $696,060
10.3 01432 Ayer 8,521 $2,433 $569,156
10.6 01720 Acton 23,526 $2,408 $872,490
10.9 01730 Bedford 14,707 $3,154 $1,018,879
10.9 03064 Nashua 14,391 $2,349 $522,070
11.1 01463 Pepperell 11,697 — $596,027
11.5 01810 Andover 35,648 $2,767 $987,520
11.9 01742 Concord 18,448 $3,122 $1,415,835
11.9 01719 Boxborough 5,496 — $759,688
12.0 03063 Nashua 15,805 $2,196 $462,543
12.4 01843 Lawrence 27,445 $2,375 $533,758

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.