Zip lookup · ME

04039
Gray, Maine.

Gray, Cumberland County, ME · Portland-South Portland, ME metro · population 8,102

What it costs per month · 04039 $2,689/mo

to buy the typical home at today's mortgage rate — +$1,608 (+149%) since Jan 2020.

What the home itself did
1 year
Up $33,923 +7%
$478,355$512,278 since Sep 2025
5 years
Up $128,392 +33%
$383,886$512,278 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 04039 $2,689 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • 04039$2,689
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in zip 04039 rose 7.1% over the past year — faster than the nation's +1.2%.

Zillow also publishes an index for the city itself: Gray, ME — measured over the city limits, which is a different area from this zip.

Asking rent $2,117 as of Sep 2026
Typical home value $512,278 as of Sep 2026
+7.1%year on year

Asking rent — 04039

Against the Portland-South Portland, ME metro and the national benchmark.

$2,000 $2,100 $2,200 $2,300 2026 04039 $2,117 Portland $2,296 United States $1,932
$2,000 $2,100 $2,200 $2,300 2026
  • 04039$2,117
  • Portland$2,296
  • United States$1,932

Typical home value — 04039

Mid-tier homes, smoothed and seasonally adjusted.

$300,000 $400,000 $500,000 2018 2020 2022 2024 2026 04039 $512,278 Portland $536,605 United States $366,157
$300,000 $400,000 $500,000 2018 2022 2026
  • 04039$512,278
  • Portland$536,605
  • United States$366,157

Within 20 miles

Showing 30 of 37 zips in range — sorting picks from all 37.

10 mi 20 mi 50 mi
Miles Zip City Population Rent Home value
5.8 04260 New Gloucester 5,766 — $433,448
6.0 04097 North Yarmouth 4,240 — $692,415
6.8 04071 Raymond 4,971 — $512,732
6.9 04062 Windham 19,188 $2,400 $492,232
7.4 04021 Cumberland Center 6,990 — $711,203
8.2 04069 Pownal 1,696 — $600,503
10.2 04105 Falmouth 12,755 $3,011 $891,242
10.2 04015 Casco 3,696 — $443,350
10.6 04096 Yarmouth 9,053 $2,481 $763,773
11.2 04274 Poland 5,954 — $392,463
11.5 04110 Cumberland Foreside 1,657 — $981,399
12.0 04222 Durham 4,262 — $443,873
12.4 04032 Freeport 8,802 $2,528 $684,483
13.3 04092 Westbrook 20,775 $2,325 $456,336
13.5 04084 Standish 7,900 $2,400 $466,508
13.6 04103 Portland 32,024 $2,714 $526,939
13.9 04038 Gorham 18,300 $2,199 $540,535
14.5 04210 Auburn 24,602 $1,706 $324,049
14.6 04055 Naples 3,985 — $437,922
14.8 04250 Lisbon 4,782 — $339,564
15.2 04256 Mechanic Falls 3,134 — $300,459
15.7 04029 Sebago 2,086 — $404,845
15.8 04085 Steep Falls 2,762 — $425,954
15.9 04017 Chebeague Island 555 — $653,681
15.9 04102 Portland 17,267 $2,371 $538,139
16.1 04101 Portland 18,431 $2,296 $644,243
16.5 04050 Long Island 249 — $633,346
16.6 04240 Lewiston 38,324 $1,518 $295,398
16.9 04109 Portland 213 — $858,865
17.2 04252 Lisbon Falls 4,968 $1,900 $333,474

Coordinates and population from SimpleMaps US Zips (Basic). Rent and home values from Zillow Research.